913 karma · joined April 14, 2014
Edit: acquisition offer usually priced into share price, harder to calculate in this situation since Verizon isn't buying the whole company and all assets.
The usage Verizon logs is just an estimate for that moment in time. So if you're notified that you're over this evening, you may have actually gone over yesterday.
Lucky that I work for a company that's data focused for arguments. And if I didn't, lucky enough to be financially stable to leave a company that's overly political.
good luck on the paper. things are simple on an individual level and complex when looked at as a whole (think economics / behavior / incentives).
don't understand your last sentence. been in china/hk, there's a lot less diversity there, at least racially. are you using diverse in economic terms? gender? age? consumer habits? religion?
This type of subsidizing happens around us, one that comes to mind is taxes. 401k and other tax shelters. People that are taking the greatest advantage of these have money to spare, and read up on the advantages (or hired someone that has).
Also, since you pay off your statement every month, reward cards make a lot of sense. Haven't seen one that requires a revolving balance. For me it's about optimizing returns on spend I already have.
Mixed up my numbers, top 1% for age group ~106k. Bay Area metric I make more than median household, which is scary since that means the average single income family in the Bay Area would be barely scraping by (not hard to believe).
There was a recent article by NYT about the Chase Sapphire Reserve credit card. Look at the comment section, most don't know how to do cost benefit analysis. All they saw was a $450 annual fee. A good amount still talk about paying with cash only.
This doesn't mean I'm much better off. When you mentioned debt super cycles I have no idea what you mean. I'm only starting to get into economic theories. I'm 27, can be considered upper middle income, and given millennial income calculators in top 1% of earnings (not saying much since most people in the valley can get that, ~$70k income for that level). These theories does not have a perceived effect on people's day to day lives. So a lot don't know about them or don't care. Example, every few weeks I see an article in the front page about negotiating salary. This isn't a gauge of knowledge, but of interest. Everyone goes through negotiation situation, value is obvious, more people learn about it.
This is not true unless things have changed in the last few years. eBay will try to get the money back by flagging the fraudster's account. But if that account has been emptied there's nothing they can do and eBay does not refund your money from their pocket.
For the credit card comment. I don't think this is true either since I worked in retail before (family owned). Credit card companies are really quick to credit the account in case of fraud (I deal with this with my own CC every year). Thinking through this it makes sense since it doesn't come from the CC's pockets, they freeze assets in the merchant's account and forcefully refund the money from merchant's account if it was determined to be a fraudulent charge (in some cases merchant still pays the transaction fee for the CC charge).
youtube for workout: athlean-x
joe rogan youtube channel <powerfuljre>, had on Rhonda Patrick (phd in biomedical science) for a few eps (3-4 hr each) talking about vitamins
if you buy vitamins you have to research the specific ingredient (cheap forms of magnesium, calcium, etc that don't get absorbed).
I worked for an RPO (outsourced recruiting with access to internal systems and hiring managers). Maybe not work for everyone, but that's really dependent on the recruiter reaching out and the experience they initiate. Made plenty of hires, multiple teams did better than their internal recruiters.
>despite that I removed my phone number... but it's cached somewhere =/
What likely happened here is they are using a another product outside of Monster itself, like Avature CRM. They have your past info on file. As soon as you updated your resume you show up on their filter (ex. only resumes updated within last 7 days), they matched your email address and combine your profile so they have your phone number as well.
Also, if you're being messaged for experience that are years to decades old. You can just leave those as generic titles and only have details with most recent work. Say you'll provide more details if requested. This will limit search terms for what you come up for.
- don't worry about inflated job title, especially in the bay area.
- resumes are targeted to its audience.
- know what you want to do (engineering, product management, etc).
- reach out to managers at companies that you'd like to work at. ask them what they need (don't go by job postings, too generic most of the time). fill resume with relevant info if you have them.
- communicating that you're a desirable hire is done in the interview stage. resume is a tool to get you the interview if you have zero connection inside that company (don't blow it off though, since it's usually shown to a hiring board for final decisions).
In psych class we were given the analogy of people getting sick right after mid-term/finals (after a period of sustained high levels of stress)
This isn't true. Think about providing clean water, to the world. That's estimated at $10 billion/yr back in 2000, probably $20B/yr now with inflation(1). We spent almost $19B/yr on bottled water(2), which is usually taken from public water sources that the companies very little for, ~$2/million liters(3). This is not a reason to coerce businesses of their money, more that we do have the resources, but need to use/distribute it more wisely.
1:http://www.nytimes.com/2000/11/23/world/price-of-safe-water-...
2:http://www.wsj.com/articles/water-water-everywherein-bottles...
3:http://blogs.reuters.com/breakingviews/2015/04/02/nestle-wad...
The interviews are to judge skill and if everyone wants to work with one another. There are also different leveling with the title, so they won't know the range until all the interviews are finished. And while money is important, it comes off as you're only interested in the money to the interviewer.
Your statement also says interviewer instead of recruiter, was that a mistake? I have never had an interviewer discussing salary range, maybe cost of living in the area, but not salary range for the role.
This is with all recruiting, maybe with the exception of in house recruiting. The % of turnover in the recruiting industry is estimated around 70% within 2 years. It's a high pressure job that depends a lot on luck (contacting the right people, they're interested in the role, they want to change roles, they pass the interviews, etc). Output (number of reach outs) is one of the few things they can control, so a lot of people go with the spray and pray method.