1,028 karma · joined May 2, 2011
http://timrogers.co.uk timrogers at github dot com
Opened a checking account at a Chase branch in San Francisco with my passport and as many other proofs of address as I could muster. Everything gets delivered to my UK address.
I suspect this is why we've traditionally seen banks (in the UK, at least) use web-pages-embedded-in-apps rather than true native apps.
I'm a Ruby developer based in London, looking for contract work to go alongside my part-time work at a successful YC startup and my undergraduate studies.
I love working in Rails, and have particularly outstanding experience building Twilio applications, from whole-company phone systems to small SMS services. I spoke about a cloud-based phone system I built at Twilio's European conference in 2013.
Apart from that, I have plenty of general Ruby experience, working with clients from charities to web hosting companies. I'm not afraid to work in Javascript, HTML5 and CSS3, and am happy to negotiate on price to find an arrangement that works for you.
https://github.com/timrogers http://timrogers.co.uk/portfolio
Think I can help? Drop me a line at me@timrogers.co.uk.
I'm a Ruby developer based in London, looking for contract work to go alongside my part-time work at a successful YC startup and my undergraduate studies.
I love working in Rails, and have particularly outstanding experience building Twilio applications, from whole-company phone systems to small SMS services. I spoke about a cloud-based phone system I built at Twilio's European conference in 2013.
Apart from that, I have plenty of general Ruby experience, working with clients from charities to web hosting companies. I'm not afraid to work in Javascript, HTML5 and CSS3, and am happy to negotiate on price to find an arrangement that works for you.
https://github.com/timrogers http://timrogers.co.uk/portfolio
Think I can help? Drop me a line at me@timrogers.co.uk.
I'm a Ruby developer based in London, looking for contract work to go alongside my part-time work at a successful YC startup and my undergraduate studies.
I love working in Rails, and have particularly outstanding experience building Twilio applications, from whole-company phone systems to small SMS services. I spoke about a cloud-based phone system I built at Twilio's European conference in 2013.
Apart from that, I have plenty of general Ruby experience, working with clients from charities to web hosting companies. I'm not afraid to work in Javascript, HTML5 and CSS3, and am happy to negotiate on price to find an arrangement that works for you.
https://github.com/timrogers http://timrogers.co.uk/portfolio
Think I can help? Drop me a line at me@timrogers.co.uk.
If anyone has any concerns along these lines, or any other comments, feel free to drop me an email at tim@pug-o-matic.me.
Pugs are a favourite and long-running meme, and Snapchat is very much a part of current internet culture, so combining the two in a new way seemed like an interesting thing to do.
I imagine, due to how the cryptography works, it might not be as simple to create a product like this for chipped cards.
I've not really played with Asterisk. How is it to configure, and what has your experience been like? We outsource the PBX side of our system to a SIP provider called Voipfone (http://voipfone.co.uk) but it would be appealing if we could do this in-house and have even more flexibility.
Twilio Client (https://www.twilio.com/client) seems to provide better quality, but we really like the convenience of hardware phones and built-in PBX functionality.
We've not implemented that yet, but I've spoken to another company doing similar things with around 100 agents and they've managed to implement this using Twilio's conferencing facility. It's easy to drop in and out of a conference silently, which is perfect for this.
Our support is certainly not at scale, and lots more features will become appropriate as we grow, from letting people schedule callbacks to manager eavesdropping to more sophisticated management of waiting calls.
Have you built anything like this?
From the point of view of fraud protection and risk management, I can see why PayPal take this kind of unilateral action. Payments providers are always at high risk, and since they deal with and indemnify other financial firms further up the chain, they're the ones taking the risk.
Even when you're charging relatively high fees as PayPal does, one case of fraud or even something as simple as a project that doesn't materialise (not that I think that'll happen with Mailpile!) can eat up tonnes of your revenue and make your business unviable.
As such, GoCardless sometimes has to make decisions that account holders won't like. However, the difference between us (as well as, I believe, other providers like Stripe) and PayPal is that we will be (a) reachable and (b) reasonable.
For me, PayPal's failing is in the lack of customer engagement on these issues. Every story like this shows PayPal as cagey, unhelpful and unwilling to have a discussion or reconsider at all. Everyone can, to a degree, understand why PayPal has to make unpopular decisions to protect itself from unacceptable risk (as all businesses will have to do in various ways), but their approach and manner in doing so is what is unacceptable.