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__derek__

1,898 karma · joined April 7, 2013

A person in Seattle.
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__derek__··on Regulating Crypto: How we move forward as an industry from here
That describes an approach to solve a problem with using crypto for payments. The problem (bill pay) is already solved in the real world.
__derek__··on George Hotz: Resigned from Twitter Today
Who is this? Why is this notable?
__derek__··on Wells Fargo to pay $3.7B for mistreating customers
Median days on market is up, sale-to-list is back below 100%, price drops are a thing again, etc. Come spring, we should see the first normal housing market since before the pandemic.
__derek__··on Wells Fargo to pay $3.7B for mistreating customers
> an inflated mortgage entering at the peak of the housing market

We are well past the peak of the housing market.

__derek__··on Amazon is first company in history to have a 1T drawdown in market cap
This happened last month.[1]

[1]: https://www.bloomberg.com/news/articles/2022-11-09/amazon-hi...

__derek__··on OneCoin co-founder pleads guilty to $4B fraud
It makes sense that price changes happen outside normal trading hours: public stock markets are regulated such that news is supposed to happen then.
__derek__··on Paul Graham is leaving Twitter for now
> 1. Not having that much revenue

Twitter had $5 billion in revenue in 2021. Its issue was profitability, not revenue.

__derek__··on Binance's books are a black box, filings show, as it tries to rally confidence
> Tether and their banking partner Deltec have very little international backing

Isn't Tether based in Hong Kong?

__derek__··on Seattle woman can’t build housing without paying city $77k. Now she’s suing
King County taxes land value as part of our property taxes. If Seattle up-zoned this property, that component of the owner's taxes would increase to reflect the value of its new highest and best use.
__derek__··on Seattle woman can’t build housing without paying city $77k. Now she’s suing
It took the article a long time to get to the actual issue, but here it is:

> Building a new four-unit structure

Seattle had a light up-zone a few years ago to allow all SF-zoned lots to add two ADUs (one detached and one attached). Going that route would make this a non-issue. The owner could build a unit for each child without paying any MHA fees.

FWIW, I would love to see the city up-zone across the board to allow multi-family on every residential lot, but that's not happening thanks to an unholy alliance of NIMBYs and anti-business zealots.

__derek__··on [dead]
They are already banned.[1]

[1]: https://news.ycombinator.com/item?id=33950747

__derek__··on The Flickr Foundation
It wasn't clear from the opening who wrote this announcement:

> In December 2020, Ben MacAskill (President and COO of SmugMug + Flickr) asked me to return to the fold to figure out how to revitalize the Flickr Commons program.

So my brain decided that it was Stewart Butterfield, announcing his next move after leaving Slack. But, no, the "me" was Executive Director George Oates.[1]

[1]: https://www.flickr.org/about-us/people/

__derek__··on A software change allowed FTX to use client money
Money is money from the future. If I give you one dollar today, you value it not because you can instantaneously exchange it for a soda, but because you can exchange it for a soda tomorrow.
__derek__··on What the Hell Happened to PayPal?
Amazon accepts Venmo as of a few months ago.
__derek__··on FTX’s inner circle had a secret chat group called ‘Wirefraud’
Not The Onion. Incredibly. Somehow.
__derek__··on US annual inflation declines to 7.1% in November vs. 7.3% expected
> It doesn't mean anything's getting any cheaper.

This is true for the overall price level, but some things did get cheaper: energy (MoM) and used vehicles (MoM and YoY). Minor nit, granted.

__derek__··on Everything SBF is doing is in singular pursuit of not going to jail
Well, it didn't take a year or two.[1]

[1]: https://news.ycombinator.com/item?id=33962083

__derek__··on Half-Price Tesla Stock Is Still No Bargain
Tesla's market cap (~$500B) is still five times the combined value of GM and Ford (both ~$50B). There's a lot of air left in that bag.
__derek__··on SBF scheduled to testify tomorrow at US House hearing on FTX collapse
Presumably with emeritus status, in that case?
__derek__··on The silent struggles of workers with ADHD
Is it possible that your new employer has prioritized making accommodations for folks with ADHD, leading to more of them joining? Many companies don't have a compatible environment/culture.
__derek__··on “A solution in search of a problem” is a low-rates phenomenon
> Light switches are always at the entrance to a room.

Not necessarily. Open layouts have taken the office and residential markets by storm over the last two decades. Many "rooms" don't have well-defined boundaries, so it's common not to have a switch everywhere someone might enter.

__derek__··on SBF scheduled to testify tomorrow at US House hearing on FTX collapse
His parents are endowed professors at Stanford Law, so it's not surprising that he learned these skills.
__derek__··on Ask HN: Strategies for Being More Eloquent?
Your writing makes me think you're a bot.
__derek__··on Substack is (not) now powered by Ghost
> For a SaaS app, wouldn't that copyright attribution be on the server side, where the code is (hidden from the end user)?

I'm curious about this because the end user's browser is where the (copied) code is run, not on the server. That's why they need to hot-load additional code from Ghost's CDN, rather than doing so on build servers.

__derek__··on Ask HN: Strategies for Being More Eloquent?
If you want labels for misbehavior like that, check out Grice's maxims of conversation.
__derek__··on Ask HN: Strategies for Being More Eloquent?
Check out your local Toastmasters club. Public speaking is part of it, but meetings also feature conversations on a topic.

For me, taking improv lessons helped a lot. It forces you to focus less on trying to be funny (or eloquent) yourself, and more on paying attention and reacting to your scene (or conversational) partner. Doing so in real-time helps with recall, which should unlock (useful) vocabulary, connections, and ideas.

__derek__··on Man Alarmed to Become Only Guest at $400000 Metaverse Party
The video reminded me of this tweet of "A live rave happening right now in @decentraland".[1] It's not for me, but I'm glad someone finds it fun.

[1]: https://twitter.com/alexmoss/status/1484138206291443714

__derek__··on Facebook threatens to ban news in the US over journalism bill
> publishers and broadcasters put their content on our platform themselves because it benefits their bottom line — not the other way around

They benefit from engagement because Facebook/Meta otherwise monetizes copyright theft without giving them a cut, right?

__derek__··on TSA now wants to scan your face at security
I don't really understand the question: there are legal differences between (a) entry into the US and (b) travel within the US. The federal government has asserted that there are carve-outs to the Fourth Amendment for the former (the "100 mile" zone), but that's definitely not the case for the latter.
__derek__··on TSA now wants to scan your face at security
This isn't international travel.
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