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zbruhnke

1,827 karma · joined September 6, 2010

Founder/CEO/Janitor @ MBI -

Prior lives: EIR @ Max Levchin's Startup Studio HVF Labs CTO @ Cyndx Co-Founder/CTO @ Spout

https://www.getmbi.com

https://hvflabs.com

blog https://www.zbruhnke.com

email me at z at zbruhnke dot com

twitter https://twitter.com/zbruhnke

facebook https://facebook.com/zbruhnke

linkedin https://www.linkedin.com/in/zbruhnke

[ my public key: https://keybase.io/zbruhnke; my proof: https://keybase.io/zbruhnke/sigs/I9c6nE3nvuaj6tWTX726qMkdzXSvyqEm1xFmzZjCjCI ]

submissionscomments
zbruhnke··on Show HN: Retool Mobile
sweet! reaching out now!
zbruhnke··on Show HN: Retool Mobile
Hi! Retool on-prem user here ... is this going to be available for us too? Seems like we get everything fairly delayed which is a real bummer :/
zbruhnke··on Show HN: StatusVista – An all-in-one status page of the systems you depend on
FYI AWS does have a health API as well https://docs.aws.amazon.com/health/latest/APIReference/Welco...
zbruhnke··on Show HN: StatusVista – An all-in-one status page of the systems you depend on
This is really cool and something I've wanted at work before. I agree with @vikstrouss's comment - if you keep adding to this I think you'd have paying customers.

If on the other hand, in case you're interested in monetizing it in other ways I'd be interested in chatting with you as well.

I noticed you said you were recently laid off, if you're looking feel free to ping me, this kind of initiative is a very good sign that you're going to be just fine.

Congrats on shipping!

zbruhnke··on I Miss Heroku's DevEx
surprised not much mention of Elastic Beanstalk here - it has nearly an identical dev experience to Heroku. I moved past using it years ago but if I was looking for exactly that experience I'd probably go with it or if I was using Elixir likely I'd use fly.io because they seem to have it down pat for elixir/phoenix projects the way heroku did for ruby
zbruhnke··on Ask HN: Who is hiring? (December 2021)
HMBradley | All Types of Software Engineers and Product folks | REMOTE/Los Angeles | Full Time

at HMBradley we're on a mission to rebuild how consumers interact with Financial products. Our flagship product is a checking account that pays higher interest when you save more of what comes in. We launched barely 18 months ago and have acquired more than half a billion dollars in deposits (We literally grew so fast our bank account product is currently invite-only!)

But our goals are much loftier than a bank account and we're just getting started on where we go from here. We've raised over $60M to build the best loyalty program in finance. Our core advantage over every bank you've ever done business with is that we don't have a silo'd structure requiring each individual product to be profitable on its own but instead build an ecosystem around each of our customers where the rewards get better with each new product they use.

In the very first days of HMBradley I used to tell people that we were "Mailing DVDs" in reference to Netflix. Today I would say we're just starting our version of "Shipping Ladders" like Amazon Prime.

These individual endeavors are helping us create an ecosystem of best in breed financial products that revolve around the customer experience, (which is what we believe is actually broken in banking) rewarding customer's with sound financial habits incentivizing good financial behaviors we believe is a win for everyone involved.

Fundamentally we're a software company that builds financial products. I'm a fourth time founder and I'm not here to sell this company, for us this is IPO or bust, we're swinging for the fence and the next 18 months is comprised of the most aggressive roadmap I've seen in any software company, much less in financial services. If we succeed we have a chance at becoming one of the largest companies the world has ever seen.

I often tell our employees that I cannot promise success, but I can promise fireworks. After the last 18 months of fireworks I'm proud to say there will be much more where that came from. We'd love to have you join us for the ride.

If you're an entrepreneur that's had a hard time working inside of other orgs I think we might have the exact right environment to let you thrive here because that is exactly the kind of founder I've been my entire career.

This has made it incredibly hard to be an employee at other places. My mission is to make this a place where incredibly entrepreneurial people can thrive but also have the benefit of building from a solid foundation and a massive set of learnings and shared services to leverage for the future.

If this sounds interesting and you don't see a job listed on our recruiting site feel free to reach out to me directly at zach [at] hmbradley.com and I'll get you in touch with the right person. We're posting new roles every day and we're looking for several single-threaded leaders for new product initiatives that are not listed on our site today.

We have a fair amount of jobs listed here: https://hmbradley.rippling-ats.com/

If you don't see what you're looking for feel free to shoot me an email at zach [at] hmbradley.com

zbruhnke··on Launch HN: LayerCI (YC S20) - Staging servers that act like (and replace) CI
While this is likely true in many cases I'm in a very sensitive industry (banking) and we tend to self host things not for cost reasons but for security reasons. We spend a lot of time going through pen tests, getting SOC2 compliance, etc.

Handing off something this critical can cause an even more painful audit in many cases so just a thought to consider cost is sometimes not the only factor.

Looks like a really cool product though!

zbruhnke··on Ask HN: Where to meet non-technical cofounders?
Honestly my advice would be to leave FAANG and join an early stage startup ... you're much more likely to meet a wider array of people with similar passions and interests and varied skillsets.

Even if that startup itself fails you are likely to meet people you could start another company with and if it succeeds it will be an even better place to start a company from when leaving, most exceptional founders love to support their employees leaving to start something new.

zbruhnke··on The Long-Term Stock Exchange Opens for Business
The simplest answer to this is regularly tying executive compensation to short term stock performance ... it leads to more Jack Welch's and less Jeff Bezos' ... Ballmer is another prominent example, Microsoft all but died under him while his key metric was stock price, that's not a win in my book
zbruhnke··on The Long-Term Stock Exchange Opens for Business
So excited to see this vision come together Eric. I honestly hope one day we're taking HMBradley public on the LTSE. I have never felt more aligned with a mission or a vision, Systematically allowing companies to take a long term view without being punished is what the market needs.

Or put another way ... Adam Smith > Milton Friedman

I cannot wait to see where this goes and the mechanics LTSE puts in place to help reward long term thinking and long term holders

zbruhnke··on Launch HN: Yotta Savings (YC S20) – Behavioral psychology to help people save
Hey guys please don’t take this the wrong way but as a consumer when I saw the behavioral psychology headline in this post I got really excited.

Suffice it to say I was sufficiently disappointed to find out it was a prize linked savings account ... these have been run in the US for years, one of the largest in the US right now Is run by wal mart.

I LOVE nudge and I love behavioral psychology but this is not that.

Check out what we’re building at HMBradley if you want to see a real nod to creating habits.

I was hoping to see a new and interesting take here so I’m kind of curious why you settled on this angle?

zbruhnke··on “Just walk out” technology by Amazon
BINGO - this is basically the ultimate play for getting rid of the networks almost entirely if not entirely
zbruhnke··on Robinhood Is Down Again?
The simplest answer to “why?” Is simply FIFO.

The fact that they’re trying to get people to increase trade volumes while being stuck to one very limiting tax strategy is bad.

If you’re buying stocks you want options and only having FIFO is not a good option

zbruhnke··on Ask HN: What Technologies to Learn in 2020?
I came here to tell OP to spend the time learning something like Terraform because it is not a trend or a fad, has wide adoption by the enterprise, gets them closer to the metal in understanding how everything works and will almost definitely help them in their career.

I've instead found a flame war with someone presuming a person's age and preceding to talk about how much better they are ... oh HN why does it always come to this.

You were once a person who knew less. Someone probably helped you along the way too. Just be a decent human and give an answer without trying to prove how wonderful you are

zbruhnke··on Ask HN: Who is hiring? (January 2020)
HMBradley | https://hmbradley.com | Santa Monica, CA | Fullt-time, Onsite | Multiple positions - 1x Devops 3x Senior Engineers, Front-end (React), Mobile (React Native) or Backend (Golang)

We're a small team tackling a HUGE industry. Building a bank from scratch is no joke. We've built directly into the our banking core provider and the processor.

This is as close to the metal as you're likely to see today, not some app on top of a set of "FinTech" APIs.

If you're passionate about finances or saving money this will be an amazing place to work for you. We're on a mission to drive Americans back to saving and everything about what we're building will encourage our customers to do exactly that.

We're building a bank account that pays higher interest rates when you save more of your income. If you save 20% of your monthly income you could make as much as 3% interest with our account.

Unlike a lot of others you'll never see us advertise things like "Get Paid Early" or "No Fees" because we're building the bank we've always wanted as consumers. One that does not make us think about things like filling out applications but instead does our best to identify the kinds of products our customers want and helps build products tailored to them.

It's early but we've raised a fair amount of capital from some wonderful investors and we have a real chance to make a difference.

If any of this sounds interesting feel free to reach out to me directly – my email is zach @ our domain

zbruhnke··on Show HN: Bash-My-AWS – CLI Commands for AWS
Gruntwork has a lot of Open Source tooling around AWS and their new guides are pretty great for some of what you're mentioning

https://gruntwork.io/guides/

I am in no way affiliated with them other than being a customer

zbruhnke··on AWS Security Toolbox
In general pretty nice idea. I made a couple of Github issues with some nitpicks that can help cause less confusion for you over time (env varibles) and one that should cut down the image size (cut down dependencies)
zbruhnke··on CapOneMe – a vulnerable cloud environment to demonstrate the Capital One breach
Well technically this could also be a group.

I don’t know why all the hate for IAM permissions here.

They are complicated but also extremely powerful if setup correctly.

We manage all of our IAM policies and groups with terraform and it’s incredibly easy to understand imho

zbruhnke··on CapOneMe – a vulnerable cloud environment to demonstrate the Capital One breach
Not OP but pretty sure they just mean this

`aws s3api create-bucket --bucket somecoolname --region us-west-2 --grant-write iamuser`

zbruhnke··on Chase did a bad thing, so we did a good thing
Thanks for catching that! fix should be pushed now!
zbruhnke··on Chase did a bad thing, so we did a good thing
sorry you feel that way? We did put a fair amount of effort (and are spending our own dollars to mail the letters) so I don't think we are doing anything too unreasonable
zbruhnke··on Chase did a bad thing, so we did a good thing
FYI we are complying with PCI DSS when you use this site - you can read details in the FAQ
zbruhnke··on Chase did a bad thing, so we did a good thing
not at all! We explicity ask if you want to opt in to future communications on our form - we are NOT using them to communicate with users if they do not opt in.
zbruhnke··on Chase did a bad thing, so we did a good thing
We're getting tracking on all of the letters and will send that information with the emails as well! Sorry we did not make that more clear
zbruhnke··on Chase did a bad thing, so we did a good thing
totally fine if you don't! we also allow you to just download the form so you can fill it out and mail it yourself
zbruhnke··on Chase did a bad thing, so we did a good thing
Hi, site creator here - link is here and is not 404'ing for me

https://www.chaseoptout.com/PrivacyPolicy.pdf - let me know if you mean something else?

zbruhnke··on Chase did a bad thing, so we did a good thing
We're covering that for now because we thought it was the right thing to do
zbruhnke··on Chase did a bad thing, so we did a good thing
Unfortunately this is the problem that Chase created ... we give users a way to download a form letter instead, but were just trying to make it as easy as possible for customers to opt out if they would like to do so
zbruhnke··on Chase did a bad thing, so we did a good thing
Thanks! We're hoping it helps a few people spur their memory and get this done! :)
zbruhnke··on Chase did a bad thing, so we did a good thing
We cannot send it if we do not get the data - the user would have to fill out the template and mail it themselves in that case
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