webinvest

Save this bookmarketlet as “[-] decrease font size”:

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Save this bookmarketlet as “[+] increase font size”.

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Hey OP, there are bookmarketlets that you can save as bookmarks in your mobile phone browser to increase or decrease zoom size on any webpage or website. I don’t use them because I’m not at the age of using glasses or reading glasses for anything but they may be useful to you.

Say the homepage has a short url to type, the homepage loads fast, and the recommendations or searching is good, yeah I’d use it too.

One reason I stopped using Nebula is because it became hard to separate the signal from the noise.

Crypto lending has never been successful for investors when the coins can be taken off the original platform. Many have tried but the lending platform always goes bankrupt. The only success has been with collateralized loans where the collateral is greater than the amount lent. Such as with margin trading lending for short sellers.

I’ll just name a few unsuccessful ones. Voyager, Celsius, FTX, BTC pop, btcjam, etc

If 1/4th of your borrowers default, then you have to charge an interest rate of over 25% just to break even.

From the article:

> “In its complaints, the FTC said the restrictions constituted an unfair method of competition under Section 5 of the FTC Act. In each case, the FTC has ordered the companies to cease enforcing, threatening to enforce, or imposing noncompete restrictions on relevant workers. They also are required to notify all affected employees that they are no longer bound by the noncompete restrictions.”

Here is the full excerpt of section 5 as it currently stands in the United States Code as section 45 (15 U.S.C. § 45(a).) [Text in square brackets are my own]:

  §45. Unfair methods of competition unlawful; prevention by Commission

  (a) Declaration of unlawfulness; power to prohibit unfair practices; inapplicability to foreign trade
  (1) Unfair methods of competition in or affecting commerce, and unfair or deceptive acts or practices in or affecting commerce, are hereby declared unlawful.
  (2) The Commission is hereby empowered and directed to prevent persons, partnerships, or corporations, except […a dozen exceptions…], from using unfair methods of competition in or affecting commerce and unfair or deceptive acts or practices in or affecting commerce.
  (3) This subsection shall not apply to unfair methods of competition involving commerce with foreign nations (other than import commerce) unless— […insert paragraphs of exceptions…]. If this subsection applies to such methods of competition only because of the operation of subparagraph (A)(ii) [“on export commerce with foreign nations, of a person engaged in such commerce in the United States”], this subsection shall apply to such conduct only for injury to export business in the United States.
  (4)(A) For purposes of subsection (a), the term "unfair or deceptive acts or practices" includes such acts or practices involving foreign commerce that—
  (i) cause or are likely to cause reasonably foreseeable injury within the United States; or
  (ii) involve material conduct occurring within the United States.

  (B) All remedies available to the Commission with respect to unfair and deceptive acts or practices shall be available for acts and practices described in this paragraph, including restitution to domestic or foreign victims.

Notes:

Why we are reading section (§) 45 of USC, not section 5: “Almost every provision of an act that is classified as a section of the Code is assigned a designation that differs from its act section number. For example, section 401 of the Social Security Act (act of August 14, 1935, chapter 531) is classified to section 601 of title 42. Most Code sections are based on an entire act section, but a few sections,[…], are based on less than an entire act section.” [3]

Citations:

[1] The Federal Trade Commission Act of 1914: https://www.govinfo.gov/content/pkg/COMPS-388/uslm/COMPS-388...

[2] Current United States Code (of law): (15 U.S.C. § 45(a).) https://uscode.house.gov/view.xhtml?req=granuleid%3AUSC-prel...

[3] A guide to reading US Law https://uscode.house.gov/detailed_guide.xhtml

Google* how long to pressure cook white or brown rice and you’ll see widely differing answers. Like shots all over a dartboard. They can’t all be correct — it’s just rice.

I wonder if many of them care more about CPM rates and page visits than actual recipe accuracy.

  *or Bing, DDG, Kagi, etc if you prefer although I haven’t tried.

Interest rates increased by 4 basis points from Dec 2021 to Dec 2022.[1] So a 3% loan then would be a 7% loan now or a 5% loan then would be a 9% loan now. The starting rate would depend on your credit score or other factors.

Citation: [1] https://fred.stlouisfed.org/series/FEDFUNDSLa

How does having solar affixed to your roof affect or complicate getting a new roof on your home every 10 years?

Great summary of this man’s positive experiences with installing solar. Can anyone answer how having solar affixed to your roof affects or complicates getting a new roof on your home every 10 years?

Most solar panels are angled to the South to capture the most sun. I read somewhere that fixed installations are better because:

1) The money spent on panel rotators can be invested into having more solar panels.

2) Affixed solar panels are significantly more storm and hurricane proof. If there’s one bad storm with rotating panels, your investment principal is gone.

3) Maintenance costs increase when these moving parts eventually break. Fixed panels have no moving parts.

The Internet Archive

A pessimistic take: Europe isn’t capable of producing that many good tech companies[1]. Thus the goal of these fines is to raise money by fining foreign companies. Under that lense, the system functions perfectly as it was designed.

[1]source: a list of the largest tech companies sorted by market cap.

Tether has been around far far longer than FTX has. It has also been called a fraud for half or more of that time and it is still standing strong. FTX wasn’t publicly called a fraud, at least here on HN. The moment Coindesk published that FTX and Alameda were a house of cards, the house collapsed in 2 weeks more or less.

Tether has probably made a ton of money by lending newly minted tether at 1-6% annual interest to people pessimistic enough to short it unsuccessfully this whole time, ironically.

The lockdowns may not be about COVID after all. Most but not all people think the harm from lockdowns outweighs the potential benefits considerably. It may instead be used to control and restrict its populace. People that are undesirable to the gov’t could get their tests marked positive and be forced to lock down.*

*No citation so consider your own judgement, knowledge, and sources.

They’re all account holders so everyone is entitled to a proportional slice of the remaining pie. 60% regardless for both the little man and the fat cat.

On the other hand, I don’t know if people who retain a class action lawyer specializing in this case get special treatment or not.

Creditors in Voyager’s bankruptcy were looking at about a 60 cents on the dollar return without a buyout and about 75 cents on the dollar return if FTX could have followed through on their business and accounts buyout, IIRC.

Voyager had only 3 creditors so they weren’t well diversified. When one of their creditors eventually went belly-up, they predictably lost about a third of their holdings.

I haven’t ever seen a crypto lender stay solvent.

Unless:

A) The money never leaves the platform such as with collateralized margin lending for shorting / leveraging.

B) The money is collateralized such as on DeFi with AAVE.

BTCJam gave small, well-diversified loans based on credit scores, reputations, business ideas, and identity verifications. They iterated and tried almost everything but they couldn’t get enough money that left the platform to ever return to the platform.

Scamming the banks seemed to be way more profitable and lucrative than using borrowed money for economic activities more productive than the borrowed interest costs.

BCH had slow block times and slow transfer times just like BTC. ETH and many altcoins were more performant.

But that money doesn’t get returned to investors. Additionally, investors in Meta don’t have the power to vote for the money to be returned to investors. A stock without an ROI is worth $0.

I used to be an investor in FB but I sold out of it all in JAN 2020 at $206/share when I didn’t see the point in it.

Can also be done with an used B&N Nook. After rooting it, you can use the Android OS underneath to install a weather app.

Amazon doesn’t yet have a dividend and dividend payers have outperformed non-dividend payers in total return this past year.

Why anyone would buy shares of stock that don’t have voting rights, a dividend, or share buybacks is beyond me.

Where is your return on capital supposed to come from?

First Amendment:

“Congress shall make no law respecting an establishment of religion, or prohibiting the free exercise thereof; or abridging the freedom of speech, or of the press; or the right of the people peaceably to assemble, and to petition the Government for a redress of grievances.“

I see entire apartment complexes that don’t have recycling options at all, whatsoever.

Great points but imagine how much their eyes will pop once the budgets or spending reports come out and congress finds out how much they’re spending on interest payments on their debt.

I’ll do the math for you: 4%/yr of 31T means they’ll be paying 1.24T in interest expenses per year. Of the 4.9T in tax revenue, 1.24T of it or 25% of it is burned on interest payments on the national debt.[1]

Source: usdebtclock.org

Norway, Denmark, Sweden, and Poland stand to benefit the most due to their new Baltic Pipeline so they seem to be the most likely to have sabotaged the pipelines. The Baltic Pipe officially became operational on 27 September 2022,[1] one day after a series of as of yet unexplained explosions on 26 September 2022 rendered the competing Nord Stream 1 and Nord Stream 2 pipelines from Russia to Germany inoperable.[2] Thus, it seems those 4 countries are the most motivated to sabotage the Nordstream pipelines.

[1] https://www.regjeringen.no/en/aktuelt/opening-of-baltic-pipe...

[2] https://abcnews.go.com/International/wireStory/germany-press...

Verizon has made a number of stupid decisions. Like buying and mismanaging Yahoo to buying and mismanaging Tumblr. Meanwhile TMobile bought Sprint and benefited significantly since it increased their coverage from just GSM to CDMA as well making them the only dual radio technology company in the country.

Which foreign obligation requirements?