52 karma · joined March 20, 2013
I have found a happy (to me) medium - I invest all of it diversified across low to high risk assets (muni bonds, i bonds, tips, mREITs, dividend stocks, stablecoins, growth stocks), and at this point just the interest/dividends (NOT counting unrealized gains!) almost cover even my crazy rent (3500/month, for the house we are renting which is valued at about 1.5m). I just don't have the time or the energy for a house. Also a house doesn't MAKE anything other than provide shelter. Psychologically it doesn't make much sense to me to "invest" in a single house, tied to one area, such a large % of my networth. My friends bought houses recently, and even the "flips" turned out to be fixer/uppers. The supply is so bad right now you can really get burned.
Once the supply improves - and really this means most of the government distortions disappear, I would reconsider. By government distortions i mean specifically 0) stimulus checks 1) extra unemployment (bonus monthly $, extra time, and expanding benefits to people that would not have otherwise been covered) 2) mortgage forbearance programs 3) student loan forbearance 4) super low rates. i agree at one point these distortions were necessary when we were all hunkered down and hospitals were being overrun, but we are far from that these days.
1 - unemployment boost 2 - stimulus payments 3 - extending unemployment to workers who would normally be ineligible (contractors etc) 4 - eviction moratorium 5 - mortgage forbearance programs 6 - student loans forbearance 7 - locally available , utilities payments pauses 8 - ppp grants
I can't believe the backlash here - surely generalizing ALL OF MIDWEST to be racist is the wrong thing to do?
I didn't see an answer to this on yr FAQ for candidates, and I think it's pretty important from privacy standpoint: Do candidates have total control over which companies you will reach out to on their behalf?
I'm considering using triplebyte, but also want to control where my applications are sent to.
https://openfin.co/2016/11/04/openfin-slashes-electron-memor...
However.... I think majority of people that take OMSCS (I am in my 2nd semester) and this new OMSA program do so part time while still maintaining their fulltime jobs and families.
Also, why the throwaway?
You will learn none of these things at a coding bootcamp. If you are really interested in going deeper, check out Georgia Tech OMSCS - you can do it while you are holding your current job (employer may even pay for it for you if yr lucky) and more importantly the courses are relevant to what you state actually interests you about future of tech. http://www.omscs.gatech.edu/current-courses
I have a feeling tremendous opportunity will be available over the next 10 years to software developers while other disciplines such as management become less and less important.
I disagree, solid managers and leaders will always be important. Perhaps you are focusing on the negative, rote aspects of yr job too much?
$3.45m - $3.1m - $0.082m = $268k profit
Also getting to hold onto $3.4 million for the 8 year time period since 2008 would net some good returns as well.