heathrow83829

This!

An economist might counter that any such business would loose market share. But, in actuality, a lot busineses are not competing for survival or even for market share but have it due to entrenchment. examples include: ISPs, healthcare, etc

this is the sadest assertion i've ever seen. if sucking the life out of people is the only way people can remain civilized then we are truely lost.

I find it hard to believe the author could not figure out personal finance. He's certainly smart enough with that economics degree and those epic writing skills.

If we're just looking at how to improve the individual: The issue is lack of self discipline. as he said, it's just too easy to spend. The solution: more social security, in effect a forced retirement plan. Instead of 7.5%, make it 10% or even 15%, 20%, whatever it takes. that takes self discipline out of the equation and fixes the imbalance between spending and saving.

If we're looking at society, then there's a lot of ways to bring the cost of living down. the cost structure of an individuals spending is mostly on housing. Unfortunately, right now your only choices in the developed world are: an extremely fancy luxurious living arrangement (most condos, apartments, houses, etc) far beyond your means or an illegal tent under the highway. But, looka tthe hazda tribes: they show you don't need millions of dollars for shelter. they don't even have modern tools. they build their own shelter by hand every night with a few hours of work, with NO money or retirement savings whatsoever - what can we learn from this? sure we may not build the exact same structure but there's a lot to learn from this conceptually. There's a world of innovation waiting to happen between those luxury condos and a handwoven 3 hours makeshift tent - unfortunately right now, it's all very much Illegal.

i remember seeing the stats presented on moonshots podcast about 3 months ago. they said every quarter, the percentage of CS fresh grads decreased their placement roughly 10% or so and it was down to about 19% at last count and entry level salaries down from 96K to 61k, if i recall.

you can cheaper ones. i'm shopping for them on discount tires.com and there;'s some for like 100$ per tire.

Look for low rolling resistance. chat gpt helps with this a lot

Wells Fargo went so far as to remove their best feature from their website: the Spending breakdown page! they now say go to the app but the app is far worse than the browser version was before they removed it. i might even stop using them just for this mess.

what's missing from this article, they briefly mention it, is the type of protein. that matters. the amino acid profile of the protein really matters. the most important one of course (according to several books i read on the matter (Dr Greger's series on how not to, etc), says it's all about the Methionine!

i did some research: here's the methionine content per gram of protein per food category: the highest ones were any kind of animal based protein are typically 30+ mg per gram of protein. whole grains, and nuts typically 15mg to 30mg or so. Beans, Veg and fruit have the lowest about 12 to 15mg per gram of protein.

sure you could just eat less protein and that's fine but the type of protein your eating also matters

all the parody jokes aside, I still think hacker news commenting is so much more informative and solution oriented than reddit.

universal health care can be offered even in 3rd world countries but they're really smart about keeping costs low. they drastically cut the costs of medical service by just offering one or two generic drugs bbought in bulk from china and india rather than all those custom expensive drugs that do the same thing. it does the same thing but at a much lower cost

the AI bros would counterargue and say that with all the increased productivity, it will just open up more opportunities and thus more jobs. But, i don't think we're seeing that. Net jobs seems to be going down.

at the scale that google is at, it doesn't make an ounce of sense to hold a company liable for a potential mistruth. what if there's a 1/1000 chance of some error, then the company could be sued millions of times per day.

down vote all you want, but I firmly believe this is an example where the user needs to use some judgement on the information they receive and have some critical thinking skills. google would be right to remove all AI results from germany.

yeah, staggering. it's utterly amazing how much people care about gas prices. i can't wrap my mind around it. I mean, would people really rather be out on the street rather than get an EV or god forbid a hybrid?

shelter isn't just a cherry picked item. It's by an far the largest spending category, that and healthcare. I couldn't care less about all the other categories, personally.

Your own site shows there's very very little demand for entry level SWE which mirrors all the other data we've seen.

BTW, cool site!

be careful with "real" hourly earnings. if they're using the CPI then it can be very misleading. One need only compare nominal wages vs nominal rents per square foot for the last 50 years to see that actual wages have dropped by 30% and yet the "real" hourly average wage calculated via the CPI is flat, falsly implying that actual wages have not dropped.

NYTimes and the big media papers in general seem to have this entitled arrogance. Like they feel entitled to have an audience or something.

I've noticed similar predatory behavior from car and driver magazine. they would send me a bill marked "overdue" even though I never reknewed my subscription. they would harass me repeatedly over and over saying that I owed them money. It's fraudulent, and I will never subscribe to any print media or media subscriptions again!

Well, usually they would never tell the person the real reason for the firing or layoff anyways. there's no benefit for them to tell you, it just increases liability.

fb doesn't actually "sell your data", they use for ad targetting and even then, the ad targetting is waaayyy off, in my experience. they're hardly getting any use out of it for targetting me.

i think it's more about cutting costs. Usually, cutting costs when there is opportunity to do so is a lot easier than growing revenue.

Didn't google say that AI had increased their company's productivity by 10%? if that's the case, then how can they justify spending 50% to 100% of wages on it?

"Deal with it" is the response these CEOs give.

Well, don't be surprised when society starts to regulate or even outright ban AI and data centers. Companies will need to "deal with that".

flat rate taxes are never fair. It should be based on a per use basis. either have a tire tax or some other per mile use tax.

We've seen this before. google ceo also met with boos about AI at a commencement.

It's simple: AI threatens jobs/careers and paychecks. And, we've built an entire society that requires you to have a paycheck just to live. So, of course people are going to boo AI.

the biggest problem with white rice is the lack of fiber, the somewhat high glycemic index, and it has the same problem all processed grains have: lacking potassium, iron and magnesium. these days though white rice and other processed grains all come with added b-vitamins (before that started at the turn of the century, there were massive b-vitamin deficiencies popping up everywhere). white rice has less protein than most grains but at 9% of calories, that's still not bad though some variety wouldn't hurt.

don't get me wrong, white rice isn't the worst thing in your diet but i think it's great to diversify with some whole grains and lots of beans (a real superfood), many of which can be had for 2$ to 3$ per 2k calories.

the difficulty of bringing produce to market is reflected in the cost structure. 90% of a food dollar goes towards all the efforts required to get food to the customer (transportation, packaging, warehousing, marketing, retail, etc).

this is why I think the solution is to have people grow their own fruits in their own backyards and front yards. customers will save a huge amount of money and it's better for the environment too.

water softeners in general are pretty bad. they're not great for your health, they're terrible for your soil. and the benefits to pipes and appliances are marginal at best. i completely shut down my water softener.

not at all. the author, said he was getting his obligations done and making his boss's life easier. that's a win for both the employee, the boss and the company.

why do you think it's morally acceptable for an employee to negotiate as toughly as possible for his/her salary but not for their time? It's all a negotiation process. the key thing is, he's meeting his agreed upon obligations. whether or not you do it efficiently (like him) or inefficiently wasting all your time is up to you.

but does it really cover all the layoffs? if a company just slowly oozes out employes via pips or attrition without rehiring, i don't think it will cover the full extent of manpower reduction. i think we need a better metric, that looks at net bodies on the job.

but why rehire at all? if AI is even half as competent as they say it is, then they don't need all those employees. Afterall, some of the latest models are passing the GDPW benchmark with flying colors. wouldn't it make sense to just keep laying off more and more and replacing it all with AI?

I think there's a big disconnect between how competent the AI crowd says it is vs reality.

Literally, what else can they possibly do that hasn't been done? there's just limited opportunity.