225 karma · joined March 26, 2018
I could not agree more with the process you described every time I pay with a card in Germany. Germans point to this inefficient process for the reason cash is faster.
However, when I lived in the US, Australia, and NZ you literally tap your card with paywave and the transaction is complete. It is impossible for a cash transaction to be faster than this.
I've been banging my head against the table since moving to Germany about the lack of convenience with cash payments and the need to constantly visit the ATM. Yet the economy is doing just fine.
>“If you want to create a great community, you move someplace that needs your help,”
After working low level internships and restaurant jobs, its easy to get a little too ambitious at age 22 when you sign that first contract with an annual salary.
In hindsight its easy to look back on what I could have done differently, but I guess that's point. When first graduating, I wouldn't recommend entering into even a medium term financial commitment as things can change so quickly within your first few years in the professional world.
The problem with someone fresh out of college buying or financing a car is they really have no idea what they're next 3-5 years have in store (change in cities, jobs, etc).
My friends who went the leasing option were making considerably lower monthly payments and were able to move on to another car at the end of the year with no difficulty, or could move to another city without carrying a multi-year financial obligation.
I ended up moving to Europe before I had even completely paid off the car and had to sell it at a loss.
I wish I could go back and simply lease a car for my first few years out of school before I figured out where my career would take me.
The biggest reason I could not enter into a graduate program straight out of university was the college debt I had already taken on for my bachelors. I worked for a couple years making student loan payments and then as I always planned, I began researching Masters Programs. After seeing the price tag, it was very hard to walk away from a comfortable salary.
To avoid this, perhaps it is best to go straight from Undergrad to grad before you start enjoying the the young professional lifestyle and work on paying off a larger debt upon graduation.
https://www.bedssi.com/rental-price-guide-for-australian-cit...
I did find that Sydney had more availability and options (at least during the market period I was searching). Lower Supply and High Demand should drive up Melbourne's price, but as you said, real estate in Sydneys CBD is just more valuable than Melbourne.
In my experience, I found renting to be much more expensive in Melbourne compared to Sydney.
This may be driven by affluent areas such as Rose and Watsons Bay.
So while these new measures could potentially lower pricing in the housing market for buyers, I could see this having negative affects for the renting community.
On a daily basis I think they do a pretty good job determining which networks need a higher capacity ie which docks in high traffic areas have a larger number of spaces.
It might be a culture thing, but looking at the comments here it seems to occur in every city.
Not a specific city problem, a humanity problem.
Especially when people share personal observations on a study that includes data, yet people cry "small sample size!".
Of course its a small sample size, it's a personal experience of one.
Maybe Seattle just has more responsible citizens?
Even if the majority are using the service properly it takes seeing one bike in a tree to ruin the system for everyone.
https://www.nbcwashington.com/news/local/How-Is-This-Not-Lit...
Do dockless companies have the option for an annual membership?
If you are a frequent rider I assume you are responsible with where you leave your bike, but you must have noticed how other rides simply dump their bikes wherever they please (in the middle of sidewalks, streets, or even hanging from trees). https://www.nbcwashington.com/news/local/How-Is-This-Not-Lit...
If everyone behaved responsibly it would work much better, but the sad truth is people pay a dollar or two so they don't care.
*In no way am I affiliated with any bike share company either, my friends just think I am because I won't stop talking about it!
Thank you, yes I understand how percentages work. Tip of the hat to you.
>It depends on the job. What you say applies mainly to Twitter-empowered employees at consumer-facing tech companies.
It may depend on the job, one of them falls into the consumer facing tech company bucket (marketing).
However my other job was an analyst role at a Financial Services company which you typically expect to be male dominated and where you might expect this sex discrimination to occur.
It could have been the specific company I worked for (small sample size), but I found it to be a fair and equal opportunity hiring/promoting process at least for those early on in their career.
The dominant news story has always been the story women earn 80 percent less than men, but that was difficult to reconcile compared to what I was seeing in my work life. This article backed up some of those points.
If you are looking for hard data to back up what I experienced, the article posted here is a perfect source.
I never said I was being reverse discriminated, and in each case I personally observed, the coworker fully deserved their raise/promotion.
Again, as the article also suggests, it remains to be seen whether or not these trends will continue as the population ages and higher-level management jobs become available to both sexes.
"This generation [of women] has adapted to the fundamental restructuring of the American economy better than their older predecessors or male peers," says Chung. While the economic advantage of women sometimes evaporates as they age and have families, Chung believes that women now may have enough leverage that their financial gains may not be completely erased as they get older.
This is a trend that I have personally witnessed since joining the corporate workforce as a recent college graduate living in a major city.
In general I saw my female colleagues getting promoted faster and moving up faster than their male counterparts.
In no way do I think it was favouritism, I just believe our senior management thought these young women were better prepared and organised than their male counterpart in their 20's.
Whether or not this trend continues to higher levels of management remains to be seen.