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Atlas

461 karma · joined August 25, 2009

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Atlas··on Plaid Alumni Talent Directory
Plaid made this alumni list available for folks who were laid off today. It is opt in and open to the public. Please hire these great folks.
Atlas··on Our journey from office-centric to remote-first
If remote first, what is second? Remote first seems like an odd way to label what they are describing. It sounds like they want to be fully distributed but are claiming remote first as a hedge in case they want offices in the future. Just commit to fully distributed.
Atlas··on We Chat, They Watch
Also https://www.opencnam.com/
Atlas··on We Chat, They Watch
Truecaller is the easiest way to access this data for consumers. https://www.truecaller.com/. The two commercial data providers for this are Telesign and Neustar.
Atlas··on FDA grants emergency authorization for first saliva-based coronavirus test
This test has not been FDA approved and only has an Emergency Use Authorization which does not test the efficacy as an FDA approval would. Even the linked article says "this test has not been FDA cleared or approved."
Atlas··on Ask HN: How do businesses verify online identity of developing world customers?
The only broad way to do this is to verify identity documents, usually passports. The industry term is documentary verification. Jumio is one company that has been in this business for awhile. If you have checked in for an international flight at a kiosk by scanning your passport, you were verified by Jumio. If you put your passport to a webcam to verify your Airbnb profile, it was Jumio.

Here are more details about how documentary verification works, https://blog.cognitohq.com/documentary-and-non-documentary-i.... As a disclaimer, my company does NOT offer documentary verification but we do recommend various services to companies that need more than US verifications.

Atlas··on A Final Farewell
I used the link you posed to find your app in Google Play. Like the others who left reviews in Google Play, I don't want this tied to either LinkedIn or Facebook. Since you collect phone number, why not use Cognito to verify users?
Atlas··on Dollar General Hits a Gold Mine in Rural America
If it could only be as successful as McDonald's in that pursuit.
Atlas··on Dollar General Hits a Gold Mine in Rural America
Two Dollar General stores separated by a mile popped up in my hometown in northern California, a place that can barely support two of any stores even grocery stores. Dollar General stores are expensive and nearly always empty. When I lived in the south eight years ago, Dollar General stores were expensive and empty too. I would not be surprised at some point if the economics of their expansion didn't make sense.

As someone else mentioned, Dollar Tree is different. There is a Dollar Tree that is always packed next to an empty Dollar General in my hometown. Dollar Tree is a deep discount store. Dollar General is a convenience store without gas.

Atlas··on Ask HN: Recruiters asking for “last 4 digits of SSN”?
You can definitely do it with only the last four digits.
Atlas··on Ask HN: Recruiters asking for “last 4 digits of SSN”?
If they are using that information for a background check, they would have to inform you by law. I could see them using it for identity verification, but they should be much more transparent about that.
Atlas··on Show HN: Speech Coaching App – Stop Saying 'Umm', 'Like', 'Uhh'
This is brilliant. I help people with this issue one on one. It makes a huge difference.
Atlas··on Apply HN: MoveBuddha – Kayak for Moving
I have been ripped off by an interstate moving company before so I am aware of the problems. Movers usually figure out some way to extract more money after they take your stuff. I liked the demo site except the differences between the low and high quotes for the different classes of services was wide. Is that based on a common weight and volume comparison? Is there another reason for the gap?
Atlas··on Ask HN: How to govern identity in online forums?
If you need a high level of trust, you can use identity verification services like BlockScore. We see it used when the cost of fraud or misrepresentation is high enough to justify the cost and hurdle of participation. The hurdle being collecting the required information from trusted users. If you want to know more, see blockscore.com.

I have also seen others like Nextdoor use address for verification. If you have a locality-based service, that is a low-cost option that will likely also weed out bad actors because a credit card with valid billing address is required.

Atlas··on Credit Karma Has Raised $175M on a Valuation of $3.5B
Likely TransUnion or Equifax since CreditKarma has direct relationships.
Atlas··on Credit Karma Has Raised $175M on a Valuation of $3.5B
They have a direct relationship with Equifax and TransUnion, two of the major credit bureaus in the US. That is where the identity data comes from.

The first phase is to verify your identity by matching it against an authoritative data set, likely a credit file at either Equifax or TransUnion in this case. Once that data is matched, a set of questions from that data is generated. Your identity was likely matched against someone with similar identity information, hence the odd questions.

Do you a similar name to other people in your household? The good news is that the question set verifies you against the information it fetched. If you are not, you should fail the question set.

We at BlockScore provide an identity verification and question set service. Properly tuning the service to match the right person takes a lot of secret sauce because there is a lot of imperfect data. Thankfully we have this working well.

Atlas··on Ask HN: How should I hack the hacker?
Glad he failed. I have had my identity stolen several times including fraudsters trying to file bogus state and federal tax returns. I cannot complain too much; all that I learned from that got me into the identity business.

Thankfully in my case, the fraudster failed the knowledge-based authentication questions that the bank asked when he attempted to change my address and have a new card issued. I suspect that is what happened in your case too.

Atlas··on Ask HN: How should I hack the hacker?
I had this happen to me. The hacker used freecreditreport.com (Experian) to pull a credit report using the information an old employer leaked. They took the information from my credit report and tried to change the address of my credit cards to a UPS store mailbox and get new cards issued.

Fortunately one card was with a credit union that gave me the fraudulent address. I filed a police report in the jurisdiction where the UPS Store was located. Nothing came of the compromise, but at least I had a record if something happened later.

I also got the email address of the hacker from freecreditreport.com, but it was useless. The only way I found out that my credit report was pulled through freecreditreport.com was due to my employer (not the leak) getting employees accounts with Experian as a perk. When I contacted Experian, the rep noticed I had two accounts, one through my company and one through freecreditreport.com.

How did you figure it out?

Atlas··on Show HN: Balances – Mint for Bitcoin and other cryptocurrencies
Thank you for using a limited oauth scope for Coinbase. Had you not, I would not have connected to Coinbase.

I do wish that you had a transaction history more like Mint does. The balance only isn't too useful for me.

Atlas··on Ribbon BIN API – Find out how your customers are paying
This is very useful data if you are doing payment aggregation. Per association rules, you cannot discriminate against different card types.
Atlas··on BlockScore (YC S14) Lands $2M In Funding For Making I.D. Verification Easier
We do work with document collection/verification systems to verify information extracted from the documents. You still have to verify the information that those systems return against watchlists and other database, and BlockScore is the easiest way to be compliant. Send me an email and we can chat about your specific needs. support@blockscore
Atlas··on BlockScore (YC S14) Lands $2M In Funding For Making I.D. Verification Easier
BlockScore founder here. We considered it early on but found that our customers are phasing out collecting identity documents if they have not already.
Atlas··on Some of the work we did at Danger
Great read! The cloud services on the Sidekick worked so well that T-Mobile would routinely tell customers to hard reset the phone when even a minor issue occurred.

That was all great until a storage area network upgrade failed and destroyed all data for many customers. When those phones stopped synchronizing, T-Mobile recommended a hard reset. That meant the data was gone forever.

http://en.wikipedia.org/wiki/2009_Sidekick_data_loss

Atlas··on BitWall Allows Publishers To Make Money Through Bitcoin Micropayments
The challenge in using Bitpay is that you have to then source the Bitcoin from somewhere else. Because this is on Coinbase, you at least stay with one money vendor.
Atlas··on [dead]
There are prostitutes at the Rosewood that had to get their johns to bring cash! It is a disaster!
Atlas··on Narc on your friends to the FBI
1984 all over again. My favorite part of it is the disclaimers in italics that contradict the bulleted text. Anyway, I am sure everyone on HN is suspicious according to that project.