54 karma · joined June 7, 2012
1. Green Card The green card wait list is actually really only for citizens of China and India. I believe every other country has 0 wait time. I could be wrong with the statement "every", but it definitely is the case for the majority of countries. There is an allotted amount of green cards for each country. As long as this is not surpassed for your country, you should be good.
Let's talk about the 401k. It totally depends on how much matching you get from your employer. Does your employer match your contributions 1 to 1 or with a lesser ratio? If it is a lesser ratio, I would do the math. Assuming you are in the State of California, there is a penalty of roughly 50% for early withdrawal of the funds. So you will definitely get at least your own money back, in case you do go back to your original country. But if you do end up making it here for a until after a certain age, it might be worth considering.
Hope this kind of helps.
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