Underappreciated comment.
28 karma · joined October 4, 2018
E.g. I've heard of CBP officers not knowing that Canadians don't need to get a visa to enter the US. Also heard of CBP officers not knowing what "Massachusetts Institute of Technology" was on a student's F-1, and had to ask around to confirm that it was a legitimate school. And many more.
Incredibly uninformed.
Now, you will most likely be uninformed about most of the decisions that need to be made, which lead to your 2nd point about default options suggested by the index fund manager. But that just circles back to Bogle's points in the article. Also, with index fund costs at rock bottoms, good luck getting quality research into your voting options.