Also, I'm aware that some car manufacturers are planning to pay users for their consent to collect more data about them from the car. However it's supposed to be a one time payment not worth more than a full tank.
The upcoming Euro 6 standard requires the car manufacturer to collect all data related to emissions. The current wording is so wide that it could also include things like if you have a heater on or how loud is your music because all of those systems consume energy and contribute to the emissions.
One can only imagine what is hiding behind these regulations.
Insurance companies get these information from more direct sources. For example how you drive your car is sourced straight from the car manufacturers. And they pay big time for it. I can confirm this at least for one large automotive company that I cannot mention because of legal reasons, but they were founded by one infamous failed artist.
You are correct, but I still feel like we need a better way of making cross-platform desktop applications than just wrapping a webapp into a bunch of bloat.
Web technologies were never meant for this and it pains me to see a messaging desktop app clog up 100s of MB of memory