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robertpohl

61 karma · joined July 26, 2010

Developer and Entrepreneur, founder of https://mondido.com
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robertpohl··on OpenRouter is joining Stripe
Isn't this how all if them work already? OpenAI, Anthropic, Openrouter, etc use Stripe for their billing.
robertpohl··on OpenRouter is joining Stripe
Can someone smarter than me explain the business rationale for this deal?

Why invest in an LLM API when you are a financial service provider?

I can’t see any obvious reason to use Stripe more because of this new product.

The only hypothesis I can think of is that AI token could be a ”currency” in the future. (Which doesn’t make sense when everyone will have local LLMs)

robertpohl··on Jack Dorsey launches Buzz to combine team chat, AI agents and Git hosting
Do I use this instead if Github, or ontop of github?
robertpohl··on TP-Link Tapo C200: Hardcoded Keys, Buffer Overflows and Privacy
If a friend have this camera, shuld he be worried?
robertpohl··on AWS multiple services outage in us-east-1
Looks like we're back!
robertpohl··on Zenobia Pay – A mission to build an alternative to high-fee card networks
What many people are missing is what is in the fees. Consumer protection and risk mitigation. If you are dealing with "cash" payments, like A2A or crypto, there are no consumer protection. Not even auth and capture flows. These are basic needs in a transactional commerce system, which the card companies provide.
robertpohl··on Show HN: WTFfmpeg – Natural Language to FFmpeg Translator
No one is stopping you from creating a Nobel Prize winning ffmpeg wrapper yourself to show how its done ;)
robertpohl··on Fluoxetine promotes metabolic defenses to protect from sepsis-induced lethality
A recent study published in Science Advances reveals that fluoxetine, a commonly prescribed antidepressant, offers protective benefits against sepsis. The research demonstrates that fluoxetine enhances interleukin-10 (IL-10)–dependent metabolic defenses, leading to improved survival rates in sepsis-induced disease models. This protective effect is achieved through multiple mechanisms, including antimicrobial properties and modulation of inflammatory responses. The findings suggest that fluoxetine's anti-inflammatory and metabolic effects could be harnessed as a therapeutic strategy for sepsis.

Sepsis is a life-threatening condition that occurs when the body's response to an infection goes out of control, leading to widespread inflammation, tissue damage, and organ failure. It happens when the immune system, instead of fighting off the infection, starts attacking the body's own tissues.

robertpohl··on [dead]
A comparison between Pingdom and other services.
robertpohl··on Drasi: Microsoft's open source data processing platform for event-driven systems
Put this in your website! I understand now :)
robertpohl··on The evolution of Ruby's Range class
I love the simplicity of Ruby!
robertpohl··on Farfalle – Open-source AI-powered search engine
Sorry, but no. I can't see this is much more than chatgpt.

Also, it only shows one search result and goes all in on that, so if that is not what I wanted, it's pretty annoying :)

robertpohl··on Sweden to Join NATO
Now US marines have access to surströmming!
robertpohl··on Our Amiga Demo-Creator Turns 36 Years
+1
robertpohl··on Payments 101 for a Developer
Good, but missing some basic concepts:

- void, a refund on authorization - account verification, used to store a card, without authorization - card on file, a stored card - BIN, bank identification number - POS, a payment in store, physical terminal - card not present, payment from distance (ecom, moto) - moto, mail order, telephone order

....and alot more

robertpohl··on Stripe increases fees for EU and UK-based businesses in April
For the nordics, I highly recommend Mondido, https://mondido.com
robertpohl··on Chronophoto
score 3203!
robertpohl··on Help HN: Stripe shutting us down with 48 hours notice on a holiday skeleton crew
Mondido CEO is hanging around here! ;)
robertpohl··on Ask HN: How do you process payments?
For Nordic/European customers, you should check out Mondido, which provide local payments and a lot for smart added value.
robertpohl··on A Swede who created a $400K Indiegogo-scam
Help me understand why the consumer protection is not used here?

In order to do card payments the merchant (IGG) need to be able to refund. It they cannot, the acquirer must do so. Anyways, one of the purposes of Visa and MasterCard is protection from these scams. If you don't get 100% of what you bought, you can get refunded by the card issuer, which will collect acquirer/merchant.

robertpohl··on Why did we switch from Braintree to Stripe?
Hey, check out https://www.mondido.com/en/ that support Poland 🇵🇱
robertpohl··on Ask HN: Paying bills while starting a company
Pro tip: apply for credit/load/cards when you don't really need it. You will probably need the credit the last month before the investment is in the bank.
robertpohl··on Ask HN: What good CIs are there for private Git repos?
Jenkins works fine!
robertpohl··on Ask HN: Best payment processor?
Hi Silhouette, I really appreciate your feedback! Regarding the English version, we will update the website very soon.

You bring up some other really valid points: - Exchange rates; if you charge in EUR and settle in GBP, a charge of 0,66% will be added.

- Test and production is almost the same; before you go live, your account will be in test mode, and after you are live you will always be able to send in "test=true" to make test transactions. No separate environments (unless you create multiple merchant accounts, which you can).

- Price; We'll charge a percent fee for all European countries except for Sweden which also has a fixed transaction fee.

Bedsides that, we also support Invoice, PayPal, DirectBank and Swish. Let me know if you have further questions or feedback!

Best, Robert

robertpohl··on Ask HN: Best payment processor?
Thanks for the reply!

- Fees are 1.89% on all cards (https://www.mondido.com/en/get-going)

- We are using data and business intelligence to customize each transaction according to both the merchant and consumer need. This means switching to fallback processing, alternative payment methods, etc.

- I'd say that our webhooks are very different and more flexible compared to others. You can customize both the body and headers and use any data from the payment such as; consumer, products, fraud-check etc. (https://www.mondido.com/blog/webhooks-payments-connected-to-...)

Read more about the tech in our docs: https://doc.mondido.com/api

The main differentiator is that we strive towards maximum payment conversion, to rescue all failed payments.

Where competitors have ~80%-90% we provide closer to 95% success rate, which is the real value of Mondido.

robertpohl··on Ask HN: Best payment processor?
For European merchants, there is a payment processor called Https://www.mondido.com/en (I'm the founder). What makes Mondido different is the support for dynamic 3D-secure, and other conversation optimization tools. If you are selling cross border, this is a must since some issuing banks require 3ds on all purchases, and others doesn't support it.
robertpohl··on Castle (YC W16) Analyzes User Data to Stop Hackers
Kul, grattis!
robertpohl··on Fundraising Advice for YC Companies
This post tell us how undervalued Swedish startups are. We created the term `Swedish series A` a while back, which is around ~$1m - $3m. Interesting that this a seed round elsewhere. High tax and all.. :)
robertpohl··on Fast Ruby – A collection of common Ruby idioms
Good read!
robertpohl··on Security for later stage web apps
Good read!
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