Ask HN: Paying bills while starting a company

I have done all the below for my companies:

* Have an earning spouse

* Save enough, so you can build and verify a prototype in 6-12 months.

* Build a prototype working late and weekends keeping your current job. When the time is right, quit.

Pro tip: apply for credit/load/cards when you don't really need it. You will probably need the credit the last month before the investment is in the bank.

Or 5) use your savings.