Nevermind, you can set the cost/max of each:
5 karma · joined June 11, 2015
Lower prices should reduce premiums for everyone, since insurance companies have strict margins per the ACA. Lower premiums should increase those that are covered by insurance, hopefully.
It seems weird, because it is weird. I can not think of another industry that works like this, where prices can be unknown until it goes to billing. Forcing them to fix a price and publish it to a government registry could possibly allow market forces to drive lower prices than even the largest insurance companies can negotiate.
But replacing all of the private entities involved with health care overnight is not a likely next step. It should be a goal, eventually.