ozres1

Thank you for the feedback :)

As Einstein once said, "Everything should be made as simple as possible, but not simpler"

Hopefully, I didn't make it simpler

Great! My favorites:

Why did I get up from the bed today?

How can I become better?

Am I becoming better from this?

Just added

Oh yeah I should add that on the title

Cool! Will read your post and the book. Thank you

fintech for au?

Hi Jerry, you mentioned earlier that your android version makes about 75% of its iPhone equivalent. Is this still the case now?

UPDATE: For those of you that are interested, here is PayPal's reply below

---------------------------------------------------------------------------------------------------

Dear Richard,

Thank you for contacting PayPal.

Our Seller Protection protects you from claims, chargebacks or reversals that are a result of unauthorized purchases or items your buyer didn’t receive. With PayPal’s Seller Protection, you are protected for the full amount of all eligible transactions.

If a transaction is eligible for seller protection, it will be marked as eligible or partially eligible on the ‘Transaction Details’ page. If it is marked as partially eligible, you are only protected for items a buyer didn’t receive. Transactions of $250.00 or more requires the customer signs for the merchandise.

Here are some additional requirements you need to meet for seller protection:

   * Ship the item to the address on the ‘Transaction Details Page.’
   * The goods must be physical items that can be posted.
   * Provide proof of delivery (we require online tracking to confirm

delivery). * Respond to our requests for documentation and other information.

To learn more about PayPal’s Seller Protection Policy, click ‘Legal Agreements’ at the bottom of any PayPal page, and then click ‘PayPal User Agreement.’

Sincerely,

PayPal Account Review Department PayPal, an eBay Company

Copyright© 2011 PayPal Inc. All rights reserved.

Consumer advisory: PayPal Pte Ltd, the Holder of the PayPal™ payment service stored value facility, does not require the approval of the Monetary Authority of Singapore. Consumers (users) are advised to read the terms and conditions carefully.

if you suggest a good alternative that's available in Australia, i'm all ears

My thoughts exactly mate

Thanks. Unfortunately stripe is currently restricted to US customers

Great article. Wish I read it earlier. I started a company (graduate jobs board) which failed remarkably. I had no idea the extent of difficulties I would face. The hardest thing was getting the "buyers" - i.e. the employers - to advertise. The "sellers" - the graduates & students - was a piece of cake. 1,000 users in a couple of months. But without buyers, the whole thing was for naught. The other thing I noticed in the "marketplace" business model is that the leader is able to reinforce their market position and take the lion's share of the market. It's very difficult you're up against a competitor like that but if you're establishing yourself to be the leader and succeed, it's extremely profitable. The CEO of Australia's leading job site, seek.com.au, commented that unless you have market leadership in "marketplace" business models, it's not worthwhile.

The page comes up funny on IE 8

I like the ideas expressed in this article except it lacks specifics, examples etc. For instance, he says "about 4 to 5 months after quitting my job I was already ROI positive in terms of networking, learning and satisfaction." And he leaves it at that. He doesn't expand on how he networked, whether they're from school, social group or whatever. And it's short. No offence but I don't see how this article got this much upvotes

Haha yeah, agreed.

Agreed. Talk about sweeping generalizations.

Greece will only be bankrupt if they don't get bailed out again either by the EU, the IMF or both.

The measures demanded by the IMF & EU (which is necessary for political will & arguably 'right') will cause the economy of Greece to contract.

There has been much squabbling within the EU about how to structure a loan and the whole thing has been a mess given differences within the EU.

The stability of the Euro is certainly much on the minds of the Germans given their experiences with the mark and the loan can be challenged in the German supreme court if it undermines the Euro.

I frankly wouldn't worry about which way the Euro will go. Especially when compared to the problems other wealthy nations will face.

how do you set up the poll?

we can only use internet explorer and i don't have admin access

it seems i can change details of the profile as well... http://img121.imageshack.us/img121/6636/hn3n.jpg

i see. i suppose that's why when i hit different links (e.g. ask, submit) i see different karma numbers unless i hit refresh

i'm Phoenix now. http://img402.imageshack.us/img402/6127/hn2i.jpg

Given your restriction, I'd say stocks. But stocks are inherently risky. And unless you're willing to put in the effort, I'd recommend you stay away.

Further, many companies have cash and some of it will be earning interest. They will also hold bonds of sorts which would also be earn interest. They may raise money in the bond market which would require the company to pay interest. This would severely restrict the amount of companies you can invest in.

Mutual funds typically don't do very well, not when consideration is given for their fees and their performance benchmarked to the S&P.

I would buy commodities like gold and silver except that they're at an all time high. And what your timeframe here is important.

i'm on a computer at work. it's been happening quite consistently for several weeks now. i'm the only one that uses this computer.

Thanks for that

The other interesting thing is that Warren tried to work for Graham straight after graduation. Graham essentially said no until years later when Graham finally offered Buffett a job.