It's one thing to discourage people from engaging with a business because of their labour practices, it's another thing entirely to actively prevent them from doing so.
912 karma · joined June 18, 2021
It's one thing to discourage people from engaging with a business because of their labour practices, it's another thing entirely to actively prevent them from doing so.
It’s easy enough to get your money back when something goes wrong while being less open to abuse.
I pointed out a handful of ways the US are lagging far behind in banking.
How can they possibly be leading the way?
They’re stuck with a horribly outdated system that harms small businesses and exposes users to significantly higher levels of fraud.
It’s bizarre that so many people accept credit card fraud as just the way things are.
With that said, I can’t remember the last time I saw a POS terminal that wasn’t contactless.
More often than not I’ll go out with nothing more than my phone knowing that regardless of where I end up, I’ll be able to pay.
Features like SCA protect consumers and businesses alike.
They’re almost universal at this point to the extent that not to have one would be unusual.
- Chip and PIN has been in the UK since 2004 and mandatory since 2006. It wasn't until a decade later that the US caught up.
- Faster Payments allow for instant bank transfers (usually) between any bank account for free. Receiving transfers from clients in US (even with a US Wise bank account) was always a nightmare.
- Since the EU introduced Strong Customer Authentication, most new payments have to be authorised in your mobile banking app or by some other means of 2FA.
- Even before SCA, you'd have to get the Postcode (often digits that mattered) and CVV correct at the very least.
These measures seem like a way of banks shifting the responsibility for fraud onto the customer. In either case though, it's the customer who loses out. In a culture that accepts widespread card fraud, costs increase to offset it.
It peaked in November and then went into decline. As people leave, the value of the network goes down so even more people leave.
Musk's antics might prop it up every once in a while but the long term trend doesn't look good. My prediction is in a couple of years time, the only remaining users will be the most avid hardcore fans.
First, Mastodon was going to be the new place. It wasn't.
Then Threads came along and again everyone said it would be the death knell for Twitter. It wasn't.
My takeaway would be quite the opposite. While everything that comes along might show promise at the start, people quickly revert back to their familiar network that they know and like (regardless of how much they claim not to).
The videos are an excellent form of content marketing.
Is being “well informed” on current affairs worth that much?
You’re presenting emotion as fact which is precisely what a lot of the news does too.
Big events travel by word of mouth. I don’t need to actively be reading the news to find out about them.
I’ll take blissful ignorance over living in a state of permanent anxiety.
Fill your mind with ever changing news of little to no consequence and you’ll have no time left to do anything that might genuinely impact the world in a positive way.
I don’t vote either.
As a homeowner, I'd be opposed to most new housing developments in my area. New developments aren't backed by the same level of investment in local services such as transport, schools, and GP surgeries.
> Ask yourself if as an investor you'd rather own a single family home in some New Jersey farm town, or a lot in Manhattan?
I think this is the key flaw in your argument. I chose to live in a village, not a city.
New housing is directly against the interests of existing homeowners. Any plan that relies on people seriously disadvantaging themselves in order to benefit other people they don’t know is doomed to failure.
I rarely watch it since the move away from YouTube but as far as I'm aware they haven't released numbers.
I assume the answer is going to come in the form of reducing emissions from a typical flight and extracting CO2 from the air.
No matter how much you’re willing to sacrifice personally, most others won’t and even if they did, the problem still exists.
I travel by plane and I don’t feel the least bit guilty.
The last few times I've been I bought fast pass to skip the ridiculous queues at security.
Given the sensitive nature of the topic, I wonder how deeply HR can actually question the request.
Some organisations will be grateful for your help and you get that warm feeling that comes with knowing you've helped to protect peoples data. But, when it goes wrong and you become the target of the organisation's ire, the personal consequences can be severe.
The average driver needs 45 hours worth of lessons. Add to that the cost of a provisional license, the theory test, and the driving test and it’s around £1,300.
It perfectly satirised the government of the time. The spin doctor is one of the most powerful government figures, unelected like the civil service, and operating at the whims of the press.
I think it’s a great way to monetise an open source project.
That reminds me of a great quote and one of the most important takeaways (running the opposite direction) from The E-Myth Revisited.
"That Fatal Assumption is: if you understand the technical work of a business, you understand a business that does that technical work."
Homebuilders may argue that it’ll increase costs that’ll need to be passed on when they’re lobbying against these sorts of measures but once passed, it’s done. It wouldn’t enter into the discussion with a buyer.
“Hey, we’d have sold you this property for £300k but since the government forced us to give you faster internet we’ve had to bump the price a couple of grand”
New building regulations, Part O, which came into effect in June last year, set out rules on overheating. Those regs impact the minimum amount of insulation required in new homes while ensuring they're designed to prevent overheating in summer.
Keep in mind that prior to that, Part L stipulated that loft insulation had to be at least 270mm thick. That's specifically for mineral wool and similar roll style insulation which is the most common option. PIR on the other hand wouldn't have to be as thick to meet the same performance criteria.