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nerdawson

912 karma · joined June 18, 2021

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nerdawson··on Swedish union declares strike for Tesla employees
You're describing extortion.

It's one thing to discourage people from engaging with a business because of their labour practices, it's another thing entirely to actively prevent them from doing so.

nerdawson··on The underground world of credit card network exploitation
In one scenario, the waitstaff disappear with your credit card for an extended period of time. In the other, the card never leaves your sight.
nerdawson··on The underground world of credit card network exploitation
When you pay with a credit card, your bank is jointly liable for the goods or services delivered.

It’s easy enough to get your money back when something goes wrong while being less open to abuse.

nerdawson··on The underground world of credit card network exploitation
The EU have effectively implemented 2FA for credit card payments online.

I pointed out a handful of ways the US are lagging far behind in banking.

How can they possibly be leading the way?

They’re stuck with a horribly outdated system that harms small businesses and exposes users to significantly higher levels of fraud.

It’s bizarre that so many people accept credit card fraud as just the way things are.

nerdawson··on The underground world of credit card network exploitation
I recognise that for the likes of McDonalds, the friction probably isn’t a benefit.

With that said, I can’t remember the last time I saw a POS terminal that wasn’t contactless.

More often than not I’ll go out with nothing more than my phone knowing that regardless of where I end up, I’ll be able to pay.

Features like SCA protect consumers and businesses alike.

nerdawson··on The underground world of credit card network exploitation
I’d be annoyed if I ended up in a restaurant that didn’t have a card machine.

They’re almost universal at this point to the extent that not to have one would be unusual.

nerdawson··on The underground world of credit card network exploitation
Why does the US seem so far behind when it comes to banking?

- Chip and PIN has been in the UK since 2004 and mandatory since 2006. It wasn't until a decade later that the US caught up.

- Faster Payments allow for instant bank transfers (usually) between any bank account for free. Receiving transfers from clients in US (even with a US Wise bank account) was always a nightmare.

- Since the EU introduced Strong Customer Authentication, most new payments have to be authorised in your mobile banking app or by some other means of 2FA.

- Even before SCA, you'd have to get the Postcode (often digits that mattered) and CVV correct at the very least.

These measures seem like a way of banks shifting the responsibility for fraud onto the customer. In either case though, it's the customer who loses out. In a culture that accepts widespread card fraud, costs increase to offset it.

nerdawson··on Threads users down by more than a half
Last year Mastodon went through a hype cycle. Everyone was declaring Twitter over. You had people stating they were leaving for good, dual-posting, etc. Funnily enough many of those same people are back on Twitter today with little mention of Mastodon.

It peaked in November and then went into decline. As people leave, the value of the network goes down so even more people leave.

Musk's antics might prop it up every once in a while but the long term trend doesn't look good. My prediction is in a couple of years time, the only remaining users will be the most avid hardcore fans.

nerdawson··on Threads users down by more than a half
> It’s becoming increasingly obvious that Twitter isn’t going to be that place with each new chaos monkey attack from Musk, but what the successor place is going to be remains to be seen.

First, Mastodon was going to be the new place. It wasn't.

Then Threads came along and again everyone said it would be the death knell for Twitter. It wasn't.

My takeaway would be quite the opposite. While everything that comes along might show promise at the start, people quickly revert back to their familiar network that they know and like (regardless of how much they claim not to).

nerdawson··on Why don't we get our drinking water by taking salt out seawater? (2008)
If you use solar to generate electricity then the cost of that electricity is whatever you’re missing out on by not selling it to the grid.
nerdawson··on Simpsons Hit and Run source code (2003)
The YouTuber is a video game developer who sells a premium tool and courses for other video game developers.

The videos are an excellent form of content marketing.

nerdawson··on News is bad for you – and giving up reading it will make you happier (2013)
You spend up to 60 hours per month reading the news? Almost 4 days worth of waking hours dedicated to it?

Is being “well informed” on current affairs worth that much?

nerdawson··on News is bad for you – and giving up reading it will make you happier (2013)
Gay marriage became legal in all states in 2015.

You’re presenting emotion as fact which is precisely what a lot of the news does too.

nerdawson··on News is bad for you – and giving up reading it will make you happier (2013)
The news is meaningless distraction designed to trigger an emotional response in an effort to maximise engagement.

Big events travel by word of mouth. I don’t need to actively be reading the news to find out about them.

I’ll take blissful ignorance over living in a state of permanent anxiety.

Fill your mind with ever changing news of little to no consequence and you’ll have no time left to do anything that might genuinely impact the world in a positive way.

I don’t vote either.

nerdawson··on Why Britain doesn’t build
Given the shortage of land available for new housing, there are very few areas developers wouldn't choose to build.

As a homeowner, I'd be opposed to most new housing developments in my area. New developments aren't backed by the same level of investment in local services such as transport, schools, and GP surgeries.

> Ask yourself if as an investor you'd rather own a single family home in some New Jersey farm town, or a lot in Manhattan?

I think this is the key flaw in your argument. I chose to live in a village, not a city.

nerdawson··on Why Britain doesn’t build
> current home owners - their ageing voting base - are NIMBYs who don't want the wrong sort of people living near them and any reduction in demand that would reduce their value of their homes

New housing is directly against the interests of existing homeowners. Any plan that relies on people seriously disadvantaging themselves in order to benefit other people they don’t know is doomed to failure.

nerdawson··on Spotify lays off 200 employees, or about 2% of its workforce
What leads you to believe it didn't go well?

I rarely watch it since the move away from YouTube but as far as I'm aware they haven't released numbers.

nerdawson··on Reasons not to become famous (2020)
People aren’t going to give up travel and it’s unrealistic to expect them to do so. If we rule that out, what alternatives remain?

I assume the answer is going to come in the form of reducing emissions from a typical flight and extracting CO2 from the air.

nerdawson··on Reasons not to become famous (2020)
If your solution involves expecting a significant portion of the population to forego the things they enjoy, it’s doomed to failure.

No matter how much you’re willing to sacrifice personally, most others won’t and even if they did, the problem still exists.

I travel by plane and I don’t feel the least bit guilty.

nerdawson··on UK airport scraps 100ml liquid rule with new scanners
It's been chaotic at Manchester Airport ever since they re-opened after COVID. I'm pretty sure I read there's a lack of staff and they're struggling to hire enough new people.

The last few times I've been I bought fast pass to skip the ridiculous queues at security.

nerdawson··on Employee claims she can't use Microsoft Windows for “Religious Reasons”
Had the new employee been operating in good faith, surely they’d have mentioned this limitation during the interview stage.

Given the sensitive nature of the topic, I wonder how deeply HR can actually question the request.

nerdawson··on Ask HN: Found a leak of US citizens personal data. Should I report it?
I'd question whether the potential blowback of doing the right thing is actually worth it.

Some organisations will be grateful for your help and you get that warm feeling that comes with knowing you've helped to protect peoples data. But, when it goes wrong and you become the target of the organisation's ire, the personal consequences can be severe.

Example: https://news.ycombinator.com/item?id=29745960

nerdawson··on Remote driving in UK from abroad should not be allowed, says Law Commission
Realistically it should be around half that.

The average driver needs 45 hours worth of lessons. Add to that the cost of a provisional license, the theory test, and the driving test and it’s around £1,300.

nerdawson··on Tesla recalls 360k vehicles, says full self-driving beta may cause crashes
Mandatory Software Update?
nerdawson··on The Chemistry of ‘Yes Minister’ (2017)
The Thick of It is one of my favourite shows.

It perfectly satirised the government of the time. The spin doctor is one of the most powerful government figures, unelected like the civil service, and operating at the whims of the press.

nerdawson··on Alpine.js
Nothing is stopping you from building those components yourself. Or, you can pay the author who’s already done the work for you.

I think it’s a great way to monetise an open source project.

nerdawson··on Rackspace founder says it’s ‘on trajectory of death.’
> The general counter-point is, why would you want someone who doesn't understand the work done by the company to run that company.

That reminds me of a great quote and one of the most important takeaways (running the opposite direction) from The E-Myth Revisited.

"That Fatal Assumption is: if you understand the technical work of a business, you understand a business that does that technical work."

nerdawson··on England just made gigabit internet a legal requirement for new homes
Property prices are based on whatever the local market will support.

Homebuilders may argue that it’ll increase costs that’ll need to be passed on when they’re lobbying against these sorts of measures but once passed, it’s done. It wouldn’t enter into the discussion with a buyer.

“Hey, we’d have sold you this property for £300k but since the government forced us to give you faster internet we’ve had to bump the price a couple of grand”

nerdawson··on England just made gigabit internet a legal requirement for new homes
Already done.

New building regulations, Part O, which came into effect in June last year, set out rules on overheating. Those regs impact the minimum amount of insulation required in new homes while ensuring they're designed to prevent overheating in summer.

Keep in mind that prior to that, Part L stipulated that loft insulation had to be at least 270mm thick. That's specifically for mineral wool and similar roll style insulation which is the most common option. PIR on the other hand wouldn't have to be as thick to meet the same performance criteria.

nerdawson··on Ask HN: What sub $200 product improved your 2022
If it works and is capable of cooking your food better and faster than a standard oven, who cares what’s inside?
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