1,140 karma · joined May 22, 2012
Suggesting I'm in denial mode is unhelpful - as I've already said there is a good conversation about age to be had.
Also, the gawker article used as the source for the Buzz feed comments doesn't read as being about age at all.
Given the two strikes at the first two things I've looked at it just calls into credibility the whole article - which is a shame, as there probably a good conversation about age to be had.
People (in the UK at least), understand that the interest on a credit card can kill you, while a regular loan assumes that you're paying off the principal month to month. Posing the question, are you paying off that technical debt month to month or is it just sitting there really gets people thinking.
(I said no in-case your wondering).
No more than a 30 year-old or 26 year-old with a family. It might even be the case that he's in a better position becasue his kids are grown up now. We don't know - so we should take the OP at their word that they're willing to move.
The recruitment agency gets money, because they've taken the time to build a relationship/do sales stuff/navigate a procurement department/convincing someone they can solve the clients problem (I need more resource!).
I know its fashionable to bash recruiters - and man do a bunch of them deserve it. But for contractors/freelancers - if you don't like selling then service companies/recruiters are your friend. Quit thinking of them as useless and start thinking about them as a sales channel who do something for you that you don't like. The key is to find the smart operators - who want to build a long term relationship (want to meet face to face etc etc) and don't talk crap. But thats about you taking the time to vet. Although I seldom need to employ because I'm doing a lot of my own sales, its a good backup and this works well in my market place (and I know of others in other markets who follow similar strategies), your mileage may vary.
You're in quite an enviable position - your in a location where your cost of living is relatively quite cheap to the west, but the potential to earn western type wages - enjoy :)
http://www.scotsman.com/news/health/scottish-cancer-patients...
I'd argue that the vast majority of Scots would be in favour of re-nationalising both the railways and royal mail. In the case of the railways, I think there is fairly broad support across the UK for that too.
Scotland is essentially a socialist country (and socialist isn't a dirty word here). There is a sense of fair play and looking after the poorest in society - a party that would propose a tax cut for a smaller gov. wouldn't do well in the popular vote in Scotland.
Does that help?
I don't think cheating on exams is that widespread, what are others experiences?
For consultants/freelancers/contractors - dividends can be fine, if you can mitigate your exposure to IR35 (typically a bigger issue for contractors). Groups such as the PCG can really help here, but really the key thing is ensuring that any contract can't be thought of as disguised employment (control, substitutability and mutuality of obligation being the keywords) - speak to a Lawyer or a specialist accountant for advice or other clued up contractors for advice.
The tax position on dividends is also a bit more subtle than above; if your total personal income is less than the £32k (minus allowances), then you're going to get the dividend tax credit back so the div is tax free. Granted the company is paying corp tax at 20% on all profits; but also it gives you options to defer company income becoming personal income, building up the company's reserves. As I understand it, you can wind up the company and get entrepreneurs relief which is also a worthwhile target for consultancies.
I've looked at this before and it's already doable through the network rail api (https://datafeeds.networkrail.co.uk/), which differs from the national rail enquiries api and as far as I can remember (and can see) is free.
In all seriousness though, in the UK credit record agencies can only keep 6 years of financial information - a search engine is not subject to any regulation around this and could for example return an insolvency event from 16 years ago.
Reding is saying this is a double standard and infringes on an EU citizens rights and that they'd like to regulate this.