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jonxu

326 karma · joined February 9, 2010

Co-Founder FutureAdvisor
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jonxu··on Happy New Year from Y Combinator
Co-founder here, thanks for trying out FutureAdvisor. We may not have all the plan option info available within the plan. If you have the email you signed up with, we can take a look the specific plan. Feel free to ping us directly at help@futureadvisor.com and we'll make sure to investigate immediately.
jonxu··on Infographic: What your lifestyle will cost in 2040
Would having an estimated salary next to the lifestyle cost bars for comparison have helped?
jonxu··on Why Don’t Americans Elect Scientists?
I posit that truly great scientists cannot make great politicians (at least in liberal democracies).

The primary motivation of a great scientist is to pursue truth, typically in what is observable or can be proven by experimentation (there are exceptions). The primary motivation of a great politician is to convince other human beings to affect change or keep them in office. This usually involves obfuscating truths and repainting what is observable to appeal to others.

This puts core motivations and corresponding skill-sets between a great scientist and great politician at fundamental odds with each other.

jonxu··on Bye Bye Craigslist
Wow, if this is true I've lost a lot of respect for CL. Being scared to make forward changes because one doesn't know the source of success is such a terrible excuse to stop innovating.
jonxu··on FutureAdvisor (YC S10) takes the guesswork out of saving for retirement
The exact pricing for our premium feature is not yet final but for sure we agree that the 1%+ fees traditional advisors charge is excessive. Yes, automatic portfolio management will take into account gains/losses to minimize tax burden.
jonxu··on Visual proof that investors are bad at timing the market
The x-axis actually shows the flow of cash into mutual funds in the given sector, which we take as a proxy for investor belief in the value of investing in that sector.
jonxu··on Teevox (YC S10) Turns Your iPhone Into A Computer TV Remote Control
Very cool!
jonxu··on Live Long And Prosper with FutureAdvisor (YC S10)
Point taken. Manual entry is definitely a proper catch-all. The Yodlee service gets pretty close, although perhaps not as wide reach internationally (I believe they support some banks in India) or pensions.
jonxu··on Live Long And Prosper with FutureAdvisor (YC S10)
Jon here from FutureAdvisor. Thanks, we're thrilled that people are excited about investing the right way for the long-term. Thanks for being patient.
jonxu··on Live Long And Prosper with FutureAdvisor (YC S10)
Hi Jon here from FutureAdvisor. Thanks for the feedback. We're working on allowing you to enter your investments manually which would solve this problem somewhat. A bit less convenient. I'm with you, it would be great for banks and financial institutions to do a read-only password. Quick question, what are your thoughts about using Mint.com?
jonxu··on Live Long And Prosper with FutureAdvisor (YC S10)
Thanks for the feedback, this is in the works. For the second issue, we are planning to push out additional financial institution support in the near future even with the current download method. For the first, you're right that entering manually or even uploading from a standard file format (e.g. csv) will help reduce friction. -Jon