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joelhaus

1,848 karma · joined January 4, 2010

NYC

Get in touch using my handle at live {dot} com --

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joelhaus··on Ingesting PDFs and why Gemini 2.0 changes everything
Could we connect offline about using Gemini instead of the doc ai custom extractor we currently use in production?

This sounds amazing & I'd love your input on our specific use case.

joelatoutboundin.com

joelhaus··on Automattic–WP Engine Term Sheet
Adding to the strangeness, as the owner of WordPress.org, is Matt violating the trademark owned by the foundation or is there another undisclosed licensing agreement?
joelhaus··on FDIC Takes over Silicon Valley Bank
This is the way. It's too bad this can't be pinned to the top. Thanks for laying this out so clearly.
joelhaus··on Ask HN: What is the best income stream you have created till date?
I'm interested! Email in my profile.
joelhaus··on The pandemic revives interest in a morbid French financial scheme
Worked for two brilliant founders at a startup built around this concept, Irene Retirement.

I'd still like to believe it can be institutionalized to address many of the risks noted here by other comments.

joelhaus··on Finding My Next Bootstrapped Business Idea
Agreed. Just launched my company to help the types of agents you're talking about: GeneralReferral.com

Brings technology to an underinvested corner of the traditional brokerage.

Could use some marketing help...

joelhaus··on American landlords derive more profit from renters in low-income neighborhoods
True, but beware the unintended consequences of 2007.
joelhaus··on Bitcoin hits 3-year peak, nears record high on U.S. ETF approval
Your point illustrates why half of the federal reserve's mandate from congress is price stability. See Macroeconomics 101... https://en.wikipedia.org/wiki/Money_supply

OP's point seems to be that inflation of bitcoin value is built in, effectively resulting in de minimis velocity and seeking out of alternative stores of value which are more stable. Bitcoin is how I would design a currency if I wanted it to self implode.

joelhaus··on Google Pixel: the Android iPhone you've been waiting for
Wouldn't it actually depend on when you buy the phone? If I buy a Pixel in one year (just before the "Pixel 2" is released), presumably I will still receive the two years of updates...

Alternatively, if I buy the Pixel on it's release date, is it safe to assume I will receive 3 years of major updates + 1 year of security updates?

joelhaus··on Ask HN: Who is hiring? (August 2016)
It can be expensive, especially for someone not familiar with the area or who's lacking substantial credit history (sorry that I'm about to go slightly off topic). If you don't have luck on Craigslist, our new real estate brokerage in Hoboken has access to most of the rental inventory on the New Jersey side of the river (cheaper than NYC with most of the same benefits). We also learned the business in this market and can help you successfully navigate all the little quirks.

Happy to help anyone looking to relocate or anyone looking to help their employees relocate.

Feel free to reach out: joel@hudsoncoverealty.con

P.S. We're also looking to hire agents, new or experienced. Must be a self starter with an appreciation for persistence. Hudson Cove Realty has relationships across the area with owners and investors, we provide training and tools to help you operate remotely while still maximizing productivity. Reach out at the same email above if you're interested!

joelhaus··on Warren Buffett's Berkshire Hathaway Takes $1B Position in Apple
Presumably Buffet would respond to you by noting that the stock market is a voting machine in the short run and a weighing machine in the long run. i.e. for the companies he owns, he isn't generally concerned with short term stock price fluctuations.
joelhaus··on Re: Obama on Fetishizing Our Phones
Rather than rhetoric, it would be nice to see more HN arguments based on the strongest possible counterarguments [].

http://lesswrong.com/lw/85h/better_disagreement/

joelhaus··on Bill Gross – Banking/finance “permanently damaged” [pdf]
For the reason you mention, there would be substantial upside from increased infrastructure spending & the timing is pretty close to optimal.

What's interesting is that through greasing the wheels of the economy via infrastructure investments (e.g. better broadband, connected/wired roadways, upgraded utilities and transportation hubs) you would see productivity gains which, over time, would further diminish the value of labor.

Have always been interested in how long-term goals of social/economic policy should influence short-term decision making, but there aren't any easy answers.

joelhaus··on Tech workers are increasingly looking to leave Silicon Valley
This is an interesting "investment" example. In addition to the listed trade-offs, the mortgage would've likely allowed 25% cash down in 1976, approximately $18,000. Furthermore, savings in rent would've largely gone toward mortgage interest, repairs and capital expenditures. Given these assumptions, the result over a 40 year period would be an annual return of 10.12%[0].

Even so, the approximate return from the S&P 500 (reinvesting dividends) over the same period would be 11.468%[1].

[0] http://www.moneychimp.com/features/portfolio_performance_cal...

[1] http://dqydj.net/sp-500-return-calculator/

joelhaus··on Acceptable Ads explained: monetization
Probably possible, but this creates an environment where independent small publishers would rely on donations to sustain. Only cash-rich corporations would be able to foot this bill... reminds me of the net neutrality issue.

I prefer this solution: https://contributor.google.com

joelhaus··on List of failed and over-budget custom software projects
Clay Johnson had some relevant comments during the flawed healthcare.gov launch. Many critiquing the procurement process itself. As you stated, the process generally favors the "government-contract-software machine":

http://blog.dobt.co/2013/10/07/the-healthcare-gov-fiasco/

joelhaus··on How Uber Takes Over a City
In theory, the traditional model, which might include a hotel chain in the transaction, would funnel a greater percentage of funds away from the local economy. Under the "sharing-economy" model, more of the funds exchanged in the transaction stay local.
joelhaus··on Show HN: Rent camping gear and get it delivered up to 1 hour before the trip
Loved shopping at Campmor growing up, but definitely appreciate this concept. Scouting trips were typically once a year, but need reduced over time as did camping trips.

May also want to check out growth opportunities with other charities. Used to participate in an annual event called Kayak for a Cause with a couple of hundred people. 85% of them needed a kayak for one day... not exactly something everyone is going to purchase.

Good luck!

joelhaus··on Wikimedia v. NSA: Wikimedia Foundation files suit against NSA
Well put. Another comment ITT[0] also pointed out the global surveillance arms race and the futility of pressuring the US to unilaterally disarm. This is particularly true in light of the many legitimate global threats to freedom mentioned in your comment.

Knowing how unpopular this opinion is here, I still feel the need to share... Lawsuits like these strike me as either incredibly naive or a cynical public relations stunt. I don't enjoy my donations supporting either kind of effort and unfortunately, will likely cease future contributions.

The NSA does not surveil domestic communications without a court ordered warrant and I have heard no arguments to convince me that this is not a legitimate use of authority. If there was a single change to the NSA that I could advocate, it would be stronger and harsher mandatory minimums for anyone found in violation of the existing prohibitions on domestic surveillance.

[0] https://news.ycombinator.com/item?id=9177073

joelhaus··on FCC Passes Strict Net Neutrality Regulations on 3-2 Vote
Agreed. There's a great documentary on this called "Long Distance Warrior". It's about the MCI court case against Ma Bell/ATT.

Was on PBS a while back, but think it's uploaded as a private Youtube video somewhere.

joelhaus··on The Big Lie: 5.6% Unemployment
The delta is the most relatable conclusion the average person can draw from the unemployment rate reports. Otherwise, without taking some economics classes, you're doomed to misinterpret.
joelhaus··on F.C.C. Is Expected to Propose Regulating the Internet as a Utility
Very skillful framing of spectrum auctions as a tax. Would love to see this view pushed more widely, as society would reap some serious benefits... primarily large swathes of unlicensed spectrum.

In a light-touch regulatory framework, this could lead to innovation leaps. If anyone is familiar with the economics of Coase (generally credited with devising the spectrum auction scheme), would love to read some good counter-points.

joelhaus··on The Net Neutrality Bait and Switch
> It's an antiquated, FDR-era disaster, written by people who thought it was okay for government to set prices for private services

Not long ago, similar cries could be heard about the repeal of Glass-Steagall, leaving us to enjoy the fruits of Gramm-Leach-Bliley... some things never change.

joelhaus··on New Search Strategy for Firefox
Agreed. Sometimes I think the people who don't appreciate Google's "openness" are not old enough to remember either the early closed internet platforms (Prodigy/CompuServe/AOL) or the Microsoft products that are only recently getting around to open standards.
joelhaus··on Checkr (YC S14) raises $9M to provide an API for background checks
If they add credit history and Landlord-Tenant court, there is a big market in the real estate rental business.
joelhaus··on Time Warner Cable Shareholders Approve Sale to Comcast
Agreed. Keep thinking that the concessions should include:

  1. Disposition of all content assets (e.g. NBCU).
  2. Permanent net neutrality with verification + penalty mechanisms.
While the merger as proposed wouldn't reduce competition for end users, it does give them more leverage in negotiations with content companies (e.g. cable broadcasters). That said, we need a much better regulatory regime for the ISP industry. A regime based on sound economic analysis that takes into consideration the utility nature of the business and the national reliance on broadband for the economic well-being of citizens, small businesses and startups... particularly those that are economically disadvantaged.
joelhaus··on JPMorgan Says Data Breach Affected 76M Households
It's legit. Actually had a fraudulent charge on my Chase card today from a jail phone operator in a southern state.

Only have a couple of recurring bills with the card and don't generally use it at stores, so I'm pretty confident that it was due to the breach at Chase. My biggest concern is someone using the other information they stole to open accounts under my name.

joelhaus··on Israel’s N.S.A. Scandal
> This is only because of the actions the US government would certainly take in response

Happy to see that you agree. To take your assertion a step further, the US government would likely take such action through the legislative branch, duly elected by US citizens. It is those citizens who would demand that legislators take action.

joelhaus··on Israel’s N.S.A. Scandal
This is about emotion, not logical conclusions. Today, the number one threat to our freedom comes from the prospect of terrorist attacks on US soil. Even with this fact, we see endless complaints about the NSA. However, even the NSA's biggest critics can't answer simple questions about the supposed danger they pose:

  1. Cite a single example of an American citizen suffering
  any type of loss or damages resulting from the NSA's actions.

  2. Make the case for the US government unilaterally crippling
  or disarming it's signals intelligence capability.
I chalk it up to a bunch of tinfoil hat types and libertarians living in a fantasy world. When you look at the threats to freedom in the world today, the NSA falls at or near the very bottom of the list.
joelhaus··on If net neutrality falls, what happens next?
Just imagine all roads & highways being privately owned with no usage regulations. The problem with your argument is that it's the same as saying that lack of roadway competition is the problem.
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