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It's legit. Actually had a fraudulent charge on my Chase card today from a jail phone operator in a southern state.

Only have a couple of recurring bills with the card and don't generally use it at stores, so I'm pretty confident that it was due to the breach at Chase. My biggest concern is someone using the other information they stole to open accounts under my name.

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I don't know your card-usage habits, but if it was triggered by a jail phone operator within the US, it's much more likely your account information was taken at an unrelated time/event than this breach.

If stealing card/account information was their goal, there are a lot easier ways to do it. Any time you use your card at a non-official ATM, put it down to pay at a restaurant or even not shredding any mail with account information, you're putting yourself at risk. Heck, account information can be social engineered out of people quite easily as well - your particular usage habits could have nothing to do with it.

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