The answer is "no one".
15 karma · joined February 12, 2021
The answer is "no one".
That purpose equates to over $12 billion in fees for 2024
https://finhealthnetwork.org/research/overdraft-nsf-fees-big...
Is this blog poster even aware of the existence of "news" outside of Fox, CNN, NBC, NPR ?
This blogger is spouting either propaganda or uninformed nonsense.
During the processing part, The scammers could very well just overbill the user by saying "Do you agree to $2 for parking?" and then charge the user $50. Then say a "We will hold $50 while the transaction is approved" just like a gas station.
Your service will get all the complaints and the scammer just gets the cash.
I'm not saying it's a bad idea or anything, however there are many bored smart teenagers and many hungry people with sliding ethics.
Hell, an even better scam is to copy your QR code from each unit and then bill the user for $X more as a "convenience fee" ... then auto-submit correctly to your service.
I mean, that might not even be illegal [in the sense that the customer agreed to the fee].
- That should take all of 4-16 hours to setup the software / web side and payment processing [processors who do cannabis / adult products].
- 1 hour to run to Staples and get some laser Av3ry pre-cut stickers.
- 1 hour to replace | supplement your 'real' stickers.
In simpler terms, it's all about 'who you know'.