I'm a European in my late forties and have been a freelancer for the last five years but I find it harder and harder to motivate myself to continue working. What really takes all joy out of working as a software engineer these days for me are the endless Scrum ceremonies almost all companies in my area have embraced.
In the old days (say until ~7-8 yrs ago) I didn't have to attend very many meetings but of those I had to go to most were useful/necessary. These days I could probably count the useful meetings I attend in a year on one hand but the amount of Scrum-worship-meetings per week requires two hands.
The same amount of actual work I could do in a week in the old days would now take several months because it needs to be planned in detail. And no, not any technical detail, but rather discussions on how to divide it into stories but without doing any proper technical analysis and then straight ahead to story point guesstimates, yay! Then after a brief period of actual coding it's stuck in code review for weeks because no one will look at a PR unless prodded with a stick.
While I do think that code reviews can some times be beneficial, most of the time they are (in my experience unfortunately) pretty useless. Most comments (and I have to admit I'm guilty to this as well) are more bike-shedding than bug-preventing. Complex bugs are rarely found in code-reviews in my experience.
While these are my experiences during the last 7-8 years or so, it's more or less the same on all the half a dozen companies (or so) I've worked for during that period (which is also a very big reason why I've worked on half a dozen companies in that period).