flibble

I would imagine stripe will always block charges it thinks are likely to be disputed. They aren’t offering carte-blanche to accept transactions that are likely to be fraudulent.

Perhaps it wouldn't work for stripe (to allow the merchant pick and choose which transactions use this service). But if it doesn’t it means that the service won’t be used by clients with low fraud rates.

That’s exactly what we’d like. 95% of our transactions come from trusted customers which have ~0% chance of a chargeback. We’d like to apply this check and insurance on only the transactions that we are not sure about.

Requiring it to be all or nothing makes the feature useless (not cost effective) for merchants with a low fraud rates.

> Independent Scalability

This reason for microservices comes up over and over but I’ve never understood it.

If you scale a monolith, only the hot code paths will use any resources. Having a monolith makes it _easier_ to scale as you can just scale a single app and it will be perfectly utilized. If you have microservices you need to make sure every single one has headroom for increased load.

Scaling up a whole monolith only to increase capacity for one code path doesn’t have any unnecessary overhead as far as I can see. Remembering that if your microservice is on a VM then you are scaling up the OS too which has millions of lines of code - something no one (rightly) is concerned about.

Am I missing something?

Sounds like a bad situation. If I were you I would simply change the app ID, create a new Play account and publish it there. If there problem is with the connection to a banned account and not the app, then this removes that problem/connection.

Similar situation here – large increase in price for offering the same thing. In the past they’d jacked up the price saying ‘they’ve built new stuff so should charge more’ but have no option to remain using only the old stuff. IMO they completely abuse their customers, and at the same time I don’t blame them one but as customers like us are so locked in that it’s too much hassle to move.

1 - automatically save a version history and completely remove the need to think ‘have I saved this’. Same goes for all editors.

Your pricing is fu*ked. >9c to Germany, >7c to Ireland, > 8c to France, nearly 10c to Netherlands. More expensive than SMS.

Why are the authors of the papers giving rights to Elsevier? If the papers are being peer reviewed for free, why doesn’t SciHub corral the reviewers and allow authors publish directly to SciHub.

Papers upvoted by leaders in the field would carry as much weight as those published by any named journal.

The first thing I thought when reading the post was “I’d much prefer if they worked in allowing us to settle in reais”.

You might get more correct answers if you ask on a non-English speaking forum. I imagine there are plenty of developers in Russia and China who don’t speak English. We often hire remote developers on Upwork and many can’t speak (orally) English.

If I may take advantage of the numerous highly knowledgeable people in the industry here — has anyone recommendations for accepting payments from the UAE?

We use Stripe to receive card payments there in AED and then need to pay this money out again in AED. As Stripe don’t settle in AED the funds get converted to USD and then we have to convert them to AED again to pay out.

Stripe charge 2% conversion fee over market rates to convert the funds. What’s most annoying is AED is pegged to USD and there’s no conversion risk, yet Stripe charge the conversion fee anyway. So we pay 2.9% or 3.4% (can’t remember which it is off the top of my head) international card fee, 2% Fx to USD and another few % back to AED :-€

This fee shouldn’t be compared with net neutrality. It’s a completely different and less scary thing.

Does anyone have an idea of the ROI on this? I'm thinking you'd need a massive number of 10 second to mine any meaningful number of BTC on consumer laptops.

If you have a bitcoin and cash out the amount you make us fixed/limited to the current value if a bitcoin. If you don't cash out the maximum you could possibly lose is 1 bitcoin but that amount you could make is largely unlimited. Your bitcoin could triple or 100x in value.

Yes, of course. It's a very active space and there are a number of US based companies making moves in the US. No one with quite as nice a platform (from the consumer's POV) as us exists - we're confident in our ability to make it work there.

The perception is that if we can our sales process work in the US then it will be much easier to scale out than in the EU, where most every country comes with its own language.

Our local market is 2,000 restaurants, vs 200,000 or so in the US. It's a great market to learn and improve, but we want a place with a larger customer base. We aren't abandoning our local market, far from it, but want to be in a place with space for us to grow.

#7 Lifting Coca Cola LED billboard

I would guarantee that Lyft did not pay $7,500,000 in fees for this.

Paywalled links, very annoying.

Anyone know where you can buy hardware like this (a wifi button) that you could then use for your own stuff? Eg. Using your own little web server: Press to order an uber etc.

The new version looks much better to me on iPhone 6. No longer do I have to zoom in or use landscape mode to read the titles.

I think they missed rake based games - eg. online poker.

I started up HandHQ.com (sells electronic goods) while employed. I was in my first job as a software developer and just learning about web dev on the job so started working on Hand HQ in the evenings to help speed up my learning.

I remember clearly the day the first automated sale came through, back in 2007. I had just finished integrating PayPal and fully automating the whole order process the evening before and I got an email saying that a $400 sale had been made. I thought it was my system not working until the PayPal payment email came through moments later. I watched in amazement as my little program noticed the order, pulled the relevant poker hands (this is what the site sold) out of the database, zipped and uploaded them and then emailed the customer that they were ready. I didn't have to do _anything_ and I'd just made more than I was to make all day in my job. This was awesome.

I continued to run the site while employed for a while and then quit to do it full time once it was making more per month than I was making in a year at work. I didn't tell my employer why I was leaving.

I found that I was as productive while working on my business while employed as when I quit to work on it full time. You can get _alot_ done in a couple of hours in the evenings once you've spend a bit of your day during the day-job thinking about what needs to be done that evening. I also found having a day-job very motivational to work hard in the evenings so that I could quit. Once I did quit that motivation wasn't there.

This isn't a problem. A problem occurs only if people assume a click is worth one amount when really it is worth another amount.

Simply run your campaign for $X and measure your resulting sales, $Y, and now you know if you are wasting money or not.

If Facebook 'fix the problem' then the CPC rate will simply increase.

We shall see :)

"We must have just overlooked some distinguishing detail in that initial +z state!" - yes, or there is an external influence we have missed.

The fact that the x-axis spin results are 50/50 strongly suggests something very specific and deterministic is going on. It would seem that we just aren't able to (pre)determine it without influencing it.

I would propose that common sense rather than a deep understanding of quantum mechanics is sufficient to answer this question.

If we can agree that if a two systems are in the exact same state then they will continue to be in the same state in future, then we can say deduce that the universe is deterministic.

If a player hits a snooker ball exactly the same way two times, and all other balls are in the same position, the temperature is the same, humidity is the same, rotation of the earth is the same, rotation of electrons and unknown state of quarks are the same -- everything is the same -- then the result will be the same. To have a different outcome from the same inputs in a closed system is not possible.

The same goes for human thought. If your brain is in the same state twice, all neuro chemicals are in the same state and all external forces are the same, and you are posed with a problem twice, you will make the same decision twice. There is no other possible outcome, for if there were another outcome it would be due to a differing influence. Thus your decisions are effectually predetermined.

This the universe in its current state can only move forward in one way -- effectually predetermined.

If anyone can come up with a case that two closed systems that are in the same state can diverge, I'd love to hear it.

Looks like you have just discovered chargebacks, something that just about every merchant discovers at some point.

What to do? Some options to reduce your fraud are - outsource the problem by using an indemnified payments system (a payment processor who do their own fraud checks and don't pass on any chargebacks to you). Pros: easy. Cons: expensive and lots of valid payments will be refused.

- Use an e-wallet that usually has few/no chargebacks, eg Skrill & Neteller. Pros. Easy, not too expensive. Cons: more difficult for people to make payments as they need to create an account with the e-wallet first.

- Use services to help with your fraud detection. Eg. Iovation. Pros: you can keep it easy for your customers to make payments. Cons. a lot of work to implement (relatively speaking).

- Use bitcoin, eg bitcoin247.com. Pros. no chargebacks ever. Cons. about 0.00001% of your customers use Bitcoin.

Edit: I forgot to add: - require 3D Secure / Verified by Visa payments. This removes the chargeback liability from the merchant in most cases and shifts it to the card owners bank. Pros. much fewer chargebacks. Customers can still deposit directly on your site using their card (apart from the 3D redirect). Cons: entering 3DS details another barrier to making payments so will reduce payments. Plus I'm not sure of the penetration of 3DS cards in the US.

You certainly can. It works well except for 1) from time time you get an odd gmail error and the only way to get it working is to log out of all your accounts, and 2) it would be nice if there was an easier way to log into 8 gmail accounts at once. It's a pain setting up your 8 windows every time you get logged out.