Where's the search? Can't seem to search in any way.
409 karma · joined January 8, 2020
> Ultimately, we found that the claim that medieval peasants worked around 150 days a year is still largely accepted as a valid estimate by academic economic historians, at least in England for a period starting around 1350 and lasting between a few decades and more than a century, depending on the methodology used to study the data.
How so? Once you retire, you don't let dividends reinvest. Makes perfect sense.
> Investors have seen countless charts of US stock market performance which start in 1926 and end near the present. But US trading long predates 1926, and the foreshortened perspective that results from a focus on post-1926 data can be misleading.
> The goal is to challenge shibboleths about the expected outcomes of buy-and-hold stock market investing, and to raise questions about the expected performance of stocks versus bonds over long periods.
> Put another way, since 1928 dividends plus inflation accounted for 99.7% of the nominal wealth produced, as of 2008, by investing in stocks.
> Total return measured on the century scale presumes an investor who never needs to spend the dividends or interest received. No real investor, individual or institution, has that luxury. And there is one class of individual investor, now of growing importance within the financial planning literature as the Baby Boom generation ages, for whom the total return metric is particularly malaprop: retirees. Once portfolio accumulation ceases with retirement, portfolio income must be spent to live. Under those circumstances real price return, over short periods lasting two or three decades, becomes an important metric. By that measure, an investment in stocks has been dicey indeed.
---
Just to whet your appetite some more:
> Figure 4 [1] illuminates how much of the long-term return on stocks since 1926 has been due to sustained high inflation on the one hand, and to the favorable enhancement from re-investing dividends on the other. Under the one depiction, the portfolio returned about 9% compounded, from near the high in the Twenties to near the low in the Oughts; under the other, only about 1.5%.
> Few contemporary investors expect a multi-decade return on their stock portfolios of 1 2% per year. They have no reason to expect such poor results, because most investors have never seen a post-1926 chart of inflation-adjusted, price-only returns, and have rarely seen any charts extending back past 1896.
"Diet" might even be the wrong word, more like a lifestyle.
You sure have a lot of strong opinions on what apple "should" do.
Don't like it? It's a free market. Don't buy it and if you're afraid of being stalked, check out the app they released.
I wonder how come all you people come out of the woodwork now that Apple released this thing, yet when Tile did there was no such forced concerned anywhere.
This is no coincidence. The media has been directed to _not_ blame vaccines for ANYTHING, as doing so would negatively impact their narrative. It's well known that people vaccinated with leaky vaccines are the breeding ground for super-bugs, especially between they get their 1st and 2nd dose.
The problem? Since their immune system has been trained for only the spike protein, they will be at an immune disadvantage once the variant learns how to completely circumvent the vaccine-induced immune response (and trust me, that's where we're going with all these variants, it's no coincidence Pfizer is prepping the 3rd shot).
Once SARS-COV-2 has mutated enough to evade the current vaccine, we're going to have a resurgence of hospitalization and severe covid cases all around the world, but this time in VACCINATED people. Since their immune system has been primed by an incomplete vaccine, it will not generate multi-epitope antibodies any longer as it'll think "it got this handled" due to previous (incomplete) antibodies.
Of course, the media will blame the "unvaxxed", just as they started doing right now. More lockdowns will commence, more vaccines every few months (with compounding risks). Oh, did I mention that subsequent vaccines will be less effective the more you get vaccinated, because your body is already primed and it'll produce the antibodies from the 1st vaccines? Look into "Original Antigenic Sin" or OAS.
They told me that even if I pay, many "scammers" also pay, so being a paying customer is not a reliable indicator of not being a spammer.
So, once again, Fastmail customers should be informed that once subscribed, for the first month, their emails will be severely delayed or not delivered at all due to aggressive anti-spam filtering.
This _must_ be made known as I've never heard of any other email service that is customer-friendly to have such a long "gestation" period. (For instance, subscribing to Gmail or Protonmail I have no problems sending email immediately, even as a free user)