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brebla

101 karma · joined February 23, 2016

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brebla··on Some Silicon Valley Tech Workers Get Home Loans with No Money Down
The contingency period in the contract is parallel with the financing process. They are not intertwined - apart from the contract being contingent upon securing a loan. If the inefficiency results from compliance issues due to needing to rate, package, and sell the loan, then couldn't an enterprising banker market speed of closing and absorb moderately more risk by having the loan on his books for a few additional weeks? In a competitive market, cash offers (one less contingency, sure but also speedy closing) are preferred.
brebla··on Some Silicon Valley Tech Workers Get Home Loans with No Money Down
Yes. Completely irrational. I can secure $60k+ in a matter of hours to purchase a new Tesla or Merc. Drive it off the lot and suddenly worth less than the loan. Real Estate, however, can take 45 days to close a loan when the projected value of the asset is surely positive. Antiquated and balkanized title process and (I suspect) unhealthy regulatory requirements are a bog. From there, I think it is simply inefficiencies in the lenders' operations. Would love an insider's take.
brebla··on Is full-time work bad for our brains?
I kinda think it is with an over-the-top deliverable being physical presence. Being here is only the baseline. Executing on strategy is what keeps the paychecks rolling in.
brebla··on Nintendo re-releases NES as mini console
No. Tecmo Super Bowl (also for NES) is the one with Bo. First to have licensing to support it: https://en.wikipedia.org/wiki/Tecmo_Super_Bowl

Shame they used Tecmo Bowl - is far inferior to Super Bowl.

brebla··on Facebook to Change News Feed to Focus on Friends and Family
Anyone else think this is related to the meeting they had with Glenn Beck, et al.?
brebla··on Alan Kay has agreed to do an AMA today
What impresses you the most about american free enterprise? What most disappoints you about it?
brebla··on What happens when you type Google.com into your browser and press enter?
You go to google.com, right? Nailed it.
brebla··on Canada to introduce legislation to legalize recreational cannabis
How does this effect the supply chain? Let me re-phrase that, are we still criminalizing the supply side? If so, we're just exporting our violence south of the USA border.
brebla··on Police Body Cameras: What Do You See?
Reasonable person standard. A civilian does not typically get that close to a police. If I got that close to a traffic cop, I would probably be in jail.
brebla··on Jason Bradbury: Coding lessons in schools are a waste of time
Shitposting the HN way!
brebla··on Uber Engineering Bug Bounty: The Treasure Map
I am currently working on bug discovery for every big company. You should probably stay away to avoid feel bads.
brebla··on Uber seeking to buy self-driving cars: source
The critical question facing our driverless future is liability. Who owns the risk? If the individual owner is liable, you can imagine the upshot - slow adoption rates, high premiums. If the seller/programmer is liable, expect consolidation. It feels like this is the question of our time. To pay for consolidated services - spotify, netflix, uber, Bernie Sanders - or to remain an individual and accept inefficiency as a natural cost of freedom.
brebla··on [dead]
I just find it surprising that anyone outside of the angry mob would vote for this guy. His pandering is crossing the line from dog whistling to outright encouraging violence.
brebla··on Amazon Echo, home alone with NPR on, got confused and hijacked a thermostat
Am I reading this correctly? Amazon essentially built a better integrated version of "The Clapper" https://www.youtube.com/watch?v=Ny8-G8EoWOw