685 karma · joined February 19, 2016
Actually putting things in their proper place is a chore, no matter how old you are.
Except for the westerners who disagree with this. They can be subjugated.
Do you have a source for this? I can't confirm it. As an example, this description implies that the guarantee is for 97% of outstanding principal: https://www.nolo.com/legal-encyclopedia/what-is-federally-gu...
Assuming something close to that, the bank is out 3% of the principal, plus any accumulated interest-- which I would guess is usually substantial, because payments are typically deferred while the student is in school, but the bank's been paying the fed interest during that time period.
So I don't have all the numbers, but on the face of it, it doesn't seem totally ridiculous that a secured loan like a mortgage would fetch a better rate than student loans that aren't fully guaranteed.
I think it makes sense to note that corporations don't adhere to GAAP voluntarily, or because it makes good business sense. They do it because they will be de-listed from stock exchanges and shut down by the government if they do not.
The stock exchanges won't do this for "tech malpractice." From a financial standpoint, tech malpractice is just another calculated risk. Versus financial malpractice, which creates an unlevel playing field on the stock exchange itself. And history has shown that the fallout from "tech malpractice" ends up costing comparatively low dollar amounts anyway.
This leaves me at: this won't improve without government regulation.
I doubt you have evidence of this, beyond the simple fact that he didn't personally establish a sixth prize. If such evidence existed, I think it's unlikely that the Nobel Foundation would've agreed to administer the prize in the first place.
That said, at this point, I'm not sure what the difference would be anyway. The Nobel prizes (including the memorial one) have become a globally admired celebration of human achievement, the personal beliefs and shortcomings of the 19th century arms dealer who established the prizes notwithstanding.
The hope is that by disbanding ICE and handing its responsibilities over to new management with a better track record, we might get a better outcome.
I don’t think the proponents of this plan would support simply rebadging current ICE employees without some kind of filtering process.
(I don’t have a strong opinion on the matter, just restating the arguments as I understand them.)
Before the internet, they’d mostly be unable to find each other. With the internet, they can build self-reinforcing “communities” on the basis of hate, intolerance, or really anything. If they just stayed in that bubble it’d be fine, but unfortunately sometimes they bring machine guns to department stores.
Your PPP argument doesn't hold either. Sweden's PPP is only slightly above the US average, but it would certainly well above NYC's. NYC is one of the most expensive markets in the United States.
You seem to be asserting that if NYC would just fix some inefficiencies, they'd be able to implement a Scandinavian style social welfare state with the savings. I'm sure there is waste in the system, as there is in all large bureaucracies, but to assert that there's so much that we could fund free healthcare out of it is just nonsense.
[1] https://data.oecd.org/gga/general-government-spending.htm
https://nvd.nist.gov/vuln/search/results?adv_search=true&for...
I'd chalk this up to the author of the relevant module not really grokking the two's complement behavior in java.math.BigInteger.
Of course, I’ve lived in parts of those metro areas that were densely populated. I.e., where a competitor could reasonably expect to recoup the cost of overbuilding. In less dense areas, the economics would be far worse.
I don't think it's difficult to imagine that, somewhere within the massive federal bureaucracy, there is a team that works on DNS record tickets filed by other parts of the bureaucracy, and logs into a web console with a DNS hosting provider in order to fulfill those tickets.
This article summarizes this kind of scenario fairly well: https://www.zdnet.com/article/why-raid-6-stops-working-in-20...