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What I find interesting is how India’s financial inclusion push under the Jan Dhan Yojana (National Financial Inclusion Mission) led to unexpected consequences.

The government aimed to offer zero-cost bank accounts to extremely low-income citizens and needed zero cost debit cards to make them functional. Rumor has it they asked Visa and Mastercard to waive fees and both declined. Even Indian banks reportedly pushed back.

So India doubled down on RuPay, its domestic card network. What started as a fallback turned into a fintech revolution. Over 559 million bank accounts were opened under this mission, most powered by RuPay.

Ironically, if Visa or Mastercard had agreed, RuPay might never have taken off.

What are the right resources, you would suggest someone if he had to setup his servers properly. Will really appreciate if you can refer some books/videos/articles. Thanks.

You can have phone_number@paytm or phone_number@bank as you vpa is you prefer that, also UPI API, you can search users with phone number so if i want to send money to a friend and I know his no I can search his VPA/s

Ant Financial(Ali PAY) is valued around $150B.

Paytm will be one of the leaders with the new Ecomm model. I am sure they will be a huge player in ecomm also dont forget they would be the largest bank in India.

These guys https://etrio.in/ are doing it already and they are also ARAI approved so you are road legal too.

India has the same system.

"The indictment does not say Hutchins designed Kronos to be sold, knew about the sale or was at all aware his work was being used maliciously. "

A person he knew, or he was in touch with sold the said trojan. The indictment also doesn't say if he did gain financially from the sale or not.

So, he developed a trojan possibly for research, someone he knew sold it and he got arrested.

There are many things that are unbelievable you would be surprised, POTUS and many educated Americans not believing in Climate change. believing that they are waging a war on terror, religious/racial discrimination existing in modern society.

Sad to see an innocent die, this is what happens when elections are fought over hate.

Recently a small blast occurred in Flamanville station in France.

http://www.independent.co.uk/news/world/europe/french-nuclea...

Also we should push for usage of https://duckduckgo.com.

I am gonna try to change the management's mind about these policies. I am hopeful that they would accept my request especially since these are not enforceable in court and this would makes the whole agreement void.

Is it legal to have a extremely one sided agreement? Also if it is signed under threat(no job/no livelihood) isn't it void, as its signed under duress?

Today, after completing almost a month of my trial at a new job, HR asked me to sign a document on Stamp paper with a very vague 1 year non-compete clause. All my objections to the same were casually shrugged of by her, by saying they don't use it until I would directly hurt the revenue of the employer.

When I refused to sign it she said that it might be hard to offer me a job in the case I don't sign it. Which very much sounded like a threat to me. If they insist I would most probably sign it, as without the salary I wouldn't be able to afford rent next month. According to her all the other employees have signed it and none questioned her on it.

Notably non-competes are mostly illegal in India, still almost all agreements I have come across have the clause mentioned in them. I don't understand the point in having a clause like this, when its non-enforceable.

Many other points of the agreement were as egregious as the non-compete clause. Also the whole agreement was extremely one sided. It also said all the IP/Products/patents I develop, even in my own time, during my tenure would belong by the employer.

It's quite lax here in India.

I run a startup called Mhire, it helps companies hire blue-collar workers. These workers are one of the target audience of the FB's Free basics program, from my understanding it will be helpful for them to get free internet, but it would be bad for startups like ours as it would give a huge unfair advantage to our competitor BabaJobs which is a Free Basics partner. It would be extremely bad for competition. And would prevent competition from finding unique models which try to eschew the problem of low internet penetration in this marketplace. There are many unique ideas startups are utilizing to solve this problem, like using miss call marketing, call based broadcast of jobs, human social network to name a few. It will be extremely bad for the whole startup ecosystem.

Life is a circle you feel lost then you find your way, only to find its not your way, then you feel lost again, and it goes on till you die. Know this that you will never find any deep meaning to life, its all there it is to life. Its simple give happiness to others, be honest and just enjoy your time here doing things you want to do and then leave in peace. Be happy or not its immaterial, you can't be in one state for long anyway. We are all but a pale blue dot in the vastness of the sky. https://en.wikipedia.org/wiki/Pale_Blue_Dot

If anyone is interested here are few videos of premiers of both country discussing 1971 situation:

Indian PM Indra Gandhi https://youtu.be/_MATAqeiL-4

Pakistani General and President Y Khan https://youtu.be/v903MselZ3o

I always felt odd that US supported a military government over a democratic one.

As far as I know real-estate prices in almost all of the cities are going up, even after adjusting inflation. Rents are low because of really high supply. Wages have gone down post inflation. Most people attribute the ever increasing prices of real-estate to illegal money/back economy, there are estimates that 23%-26% of Indian economy is unreported/black.

I am sure we would be able to clone/copy/emulate brain to machines someday. It will change the world in so many ways. We would be Immortal and that will change our priorities so much. People living in virtual worlds. Future would be so cool.

They don't because they have to give a return to PEs, I think most VCs have 5-6 year funding cycle.

I think you can change app feed settings to "only me" then only you can see the feeds.

sounds interesting,but this wont fit well with "it leaves when you arrive".

I always imagined Hyperloop as carriages pushed by a plasma armature, in a rail gun loop. just like a plasma-rail gun.

It says : To search outside India, change the country appropriately (e.g. United States – English) at the top right corner of the page. Change the country to India for richer maps of top Indian cities.

Edit: You will see the new bing maps once you change country to USA. Which is way better than older version.

Microsoft’s app Translator is really good. You can even download language packs so that it works offline.

really ? I am liking what I am hearing.

nice work!! cool weekend project to do.

This sucks, also VeriSign Sarl has applied for '.कॉम' which is hindi for '.com' and '.नेट' which is hindi for '.net'