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arshbot

239 karma · joined September 20, 2018

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arshbot··on AI agents can now create their own bank accounts
your "negligence" on understanding the ramifications of pushing the "button" resulted in your "liability".

Reframed so maybe you'd better understand the relationship between these concepts. This isn't cutting edge precedent!

arshbot··on AI agents can now create their own bank accounts
this is a very interesting workaround. our kyb policies would allow this. someone also brought up using a DAO to register a corporate entity. This could also work
arshbot··on AI agents can now create their own bank accounts
my brother in christ an agent can't even create a moltbook account without human verification calm down
arshbot··on AI agents can now create their own bank accounts
> Whereas it is not so obvious that running a random script from github that spins up an agent with access to your home folder could lead to real world financial crimes.

disagree, and the courts will likely take this position as well. ignorance has never been a defensible strategy to avoid liability.

pick up a detonator, it's up to you to understand where the bombs are positions what's in the blast range.

arshbot··on AI agents can now create their own bank accounts
actually, this one is more relevant.

https://www.fincen.gov/resources/statutes-and-regulations/ba...

arshbot··on AI agents can now create their own bank accounts
An agent could open this bank account if you prefer to give it access to your social, passport, etc - entirely up to the individual's risk profile.

Liability always follows the human as has been the case with all tools, motor vehicles, and pets.

arshbot··on AI agents can now create their own bank accounts
I'm actually so afraid
arshbot··on AI agents can now create their own bank accounts
I made the site, and it's unbelievable how shitty it gets when hardware acceleration is off.

I just assumed tech enthusiasts who'd use this would be a more enlightened species

arshbot··on AI agents can now create their own bank accounts
We're a regulated entity, and this is an industry first. Magnolia (magnolia.financial) currently services all 50 US states and EU, and we're funded by draper, boost, and a bunch of others.

We're a real company :) (with health insurance!)

> With modern banking regulations and security procedures. I'm not even sure how that would be possible. Every bank account I've opened requires me to give them my photo ID and social security number, which AI agents don't have.

It's literally my job to know how it's possible, and to offer that up as a service with generous fees! Appreciate the input tho.

You are correct, KYC rules must be followed, and once you're off the waitlist (which we threw up last minute to make sure this system wasn't abused by an influx of demand) you'll be able to go through typical banking steps you're familiar with. We use persona as our KYC vendor and are highly sensitive about PII exposure.

> human would be opening a bank account...which isn't new.

An agent could open this bank account if you prefer to give it access to your social, passport, etc -- entirely up to the individual's risk profile.

What is new is a whole interface designed for an ai agent with guard rails to ensure it doesn't get itself in trouble by violating obscure BSA laws. Magnolia's job has always been to handle the compliance.

arshbot··on $10M in Gold Disguised as Machine Parts Seized from Cargo Plane
Could the gov tell there’s a discrepancy in taxes paid and taxes reimbursed?
arshbot··on [dead]
Would consider taking this seriously if it wasn’t greenpeace
arshbot··on Apple's AI-powered Siri assistant could land as soon as WWDC 2024
For the love of God, please. Siri is so inadequate, especially compared to virtually every other voice assistant it’s incredible. I rely very heavily on ChatGPT’s voice assistant, especially in the last week or so and all I wish is that I could plug into my iPhone for basic commands
arshbot··on Flipper Zero can be used to crash iPhones running iOS 17
From the perspective of profit incentives, this makes perfect sense
arshbot··on Ask HN: Best resources to prep for the Case Study portion of a PM interview?
From what I’ve seen so far the purpose is to test structured thinking, not really domain knowledge, tho that is a part of it. I’m interviewing for a position leading a payments team - I wouldn’t expect a problem related to social media

Seems like the case study is supposed to evaluate:

1. How does the candidate react to the problem 2. How do they identify “success metrics” 3. How well do they seek guidance from leadership 4. How do they go about poking at the problem 5. How do they go about constructing and validating a potential solution

I’m pretty early in my prep, so take this with a grain of salt.

For context. My background is engineering with a few yeo as TPM, the position is to lead a technical internal product with many technical challenges that may as well be considered product features

arshbot··on Ask HN: Best resources to prep for the Case Study portion of a PM interview?
You’re right these are good. Ty!
arshbot··on Ask HN: Best resources to prep for the Case Study portion of a PM interview?
Adding to the list!
arshbot··on Ask HN: Best resources to prep for the Case Study portion of a PM interview?
Not sure, this is my first interview with a larger company and there is one (cashapp)
arshbot··on Ask HN: Why not have a society where renting an apartment/house is illegal?
Is this satire? What option would someone have if they’re:

1. Unable to commit to a location long term (students, seasonal workers, people trying to find their fit)

2. Unable to fiscally purchase property (not everyone can just buy a condo

3. Unable to fiscally commit to a property/location - many people have dynamic incomes over time. What they can afford one year may not be the same the next.

Many people have unstable living situations one way or another, and I put myself in this category. People like the verbiage of “landlords do nothing” but in reality they take on the risk of property ownership so people forced to think short term don’t have to.

arshbot··on Spotify is shutting down its live audio app Spotify Live
And here I had no idea there was a separate app for Spotify live. Splitting functionality out like that seems like the feature would’ve died from day one
arshbot··on How ChatGPT was built from the people who made it
This article is less about how ChatGPT was built and more about how surprised openAI was by the success and why
arshbot··on Ask HN: Are ICs at tech companies usually so concerned about job performance?
You absolutely should, but also - charging a paltry amount is hilariously in line with the lessons about stealing every inch that you’ve been forced to learn
arshbot··on Why a global recession is inevitable in 2023
Zanny Minton Beddoes (the writer of that piece) has a degree in economics from Oxford, a masters from Harvard, worked for the minister of finance Poland, and has worked for the economist for the last 30 years.

She’s conducted surveys and covered policies across the world from South America to Moscow (all this per Wikipedia).

I think she’s well qualified to provide opinion, not sure if I’ll take it - but that’s the point of an opinion piece.

What have you done to qualify yourself for your job? Except write snarky, poorly written and ill contributing comments on this forum for the last decade?

arshbot··on Kite is saying farewell and open-sourcing its code
Now that it's open source, what's stopping you from integrating it into your workflow? Have you ever even tried it?

I don't think the being locked in a proprietary workflow bit is your real reason, because when you break it down - this doesn't make much sense. Fear of needing to switch workflows down the line outweighs the [potentially temporary if company dies] boost in productivity?

Of course, this assumes kite fits your workflow well and you find it delivers value (you don't cancel immediately)

arshbot··on An account was suspended
Believing this is a normal/typical way of using twitter is one of the most neurotic things I’ve read on this forum
arshbot··on Facebook and Twitter algorithms incentivize 'people to get enraged'
Ironic that this post wants us to be concerned about other platforms optimizing posts that make their users concerned
arshbot··on Indian iPhone Factory Attacked by Angry Workers
> doesn't say much for democracy does it? Hundreds of millions of indians living without electricity, indoor plumbing and in abject poverty.

Wow what a cherry picked example. I guess being a "democracy" should just magically solve a millennia of colonialism and thousands of years of rigid class hierarchy? And even if it absolutely should, the wealth gap in india is at an all time low due to Reservation policies.

> Sure, but the article is talking about riots and attacks. And it's a taiwanese company they are rioting against. The irony.

Yes, they haven't been paid for months. In india the workers don't take that sitting down.

> "China's policies of suppression". China's policies were copied from japan, korea, singapore, etc who in turned copied from the US. Parrots parroting.

Interesting, I never saw nets along the company housing in japan/us preventing workers from killing themselves, nor have I heard of american workers sneaking letters in products begging for help.

Also, I love how you're equating humans rights with "virtue signalling". Spoken exactly like a privelaged fool who doesn't understand the value of right, yet deems them unworthy for others.

arshbot··on Charles Koch Says His Partisanship Was a Mistake
Is this a troll? Comparing a single point on greenpiece's agenda to literally hundreds of millions of dollars Koch dollars to climate change deniers as a whole are simply incomparable.

Just in case this is somehow contestable, let me highlight a few points

* Climate change deniers oppose solutions that don't involve oil/gas/coal - this means nuclear power * Koch funding > greenpiece funding * greenpeice didn't start nuclear fear mongering, pro-oil lobbyists did - AKA climate change deniers.

arshbot··on Who gets invited to the party?
I've spoken out against HR for dissimilar reasons and found myself out of the job not too long later. I don't blame him for not raising his head at his workplace...
arshbot··on Who gets invited to the party?
I make it a point to not be in SV, but I work for/am applying for companies based out of there.

Short answer? Yes. Especially if you have an accent. Less so if you don't, however I face plenty of exactly what the author speaks of when I went to my predominantly black college next door to a powerhouse technology school

arshbot··on Who gets invited to the party?
How many anecdotes do we need before we accept there's an issue?
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