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anona

25 karma · joined July 16, 2012

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anona··on Plastc will cease operations and will not fulfill any pre-orders
If you paid via a credit card you could try doing a chargeback with the bank that issued your card. If plastic is unable to refund you, their payment processor will likely be on the hook instead.
anona··on Why Canada’s banks have weaker passwords than Twitter or Google
Just a guess, but it could be that phone based banking is the reason. You can't enter (most) special characters on the phone.
anona··on With IPO Hopes Fading, Square and Box Face Reality Of Commodity Products
Usually the payment processor (square in this case) is responsible for chargeback/fraud costs. The acquiring bank will only end up paying those costs if square goes under and is unable to.
anona··on Banking Startup Simple Acquired for $117M, Will Continue to Operate Separately
If the product wasn't in beta, why shouldn't you expect reliable service?
anona··on Microsoft brings 18-year-old game 'Hover' to browser
The author is answering questions on reddit: https://pay.reddit.com/r/gamedev/comments/1nl5nk/i_worked_wi...
anona··on What Python developers need to know before migrating to Go
The code is much more readable if the bitwise operators do not look almost identical to the logical ones.
anona··on What Python developers need to know before migrating to Go
I don't think the argument is that people can't understand '&&' and '||', but that using 'and' and 'or' is a better choice.
anona··on Netflix or LoveFilm? In the UK you might want both
Which one does what?
anona··on Poll: Will you be changing how you manage your data after the NSA scandal?
For those who said they are using services from non-US companies, what alternatives are you using for dropbox, gmail, search, etc?
anona··on Bug 698544 – Background configuration is missing in terminal profile editor
I don't agree that aesthetic features have little purpose in a desktop application - they are a major part of the user experience. In this case the transparency feature is clearly something that a lot of people consider worth having.
anona··on Bug 698544 – Background configuration is missing in terminal profile editor
Isn't "because I like it" a valid argument?

Also, in the case of a feature being removed I feel that the onus is on the remover to make the case for why it should go.

anona··on Elon Musk calls NYT review of the Tesla Model S ‘fake,’ citing vehicle log data
Based on Tesla's past claims against Top Gear (that turned out in favor of Top Gear in court), I would give the NY Times the benefit of the doubt here. Especially since Tesla hasn't produced any evidence yet.
anona··on Simple ATM cards being declined
They are dealing with people's money, and should be held to the same standard as every other business in that space.

They also don't deserve any special 'slack' just because they use other companies services. You wouldn't accept that excuse from Bank of America.

anona··on To Stripe or not to Stripe in Canada
Stripe's Canadian offering isn't in beta anymore. Users should expect a fully tested product. Especially since Stripe is handling their money.
anona··on Does Canada Even Need a Technology Sector?
> Also, talent. This might be inflammatory, but I venture that the bulk of Canada's A-talent is already in the USA. Given the ease of the TN visa, I think it's not a stretch to say that if you're offering $70K for software engineers in Toronto, you are not hiring any of Canada's top talent, because they're all in the US making $150K+.

A computer programmer/software engineer/software developer is not technically eligible for TN status. A 'Computer Systems Analyst' is eligible for TN status, but as an informal rule if your jobs involves more than 10%-20% coding you do not qualify for Computer Systems Analyst. While I'm sure many developers are working as a Computer System Analyst, they are at risk of being denied entry every time the enter the country if the USCIS official decides they do not qualify. So there are still significant immigration barriers that act to keep a good portion of Canadian talent in Canada.

anona··on WikiLeaks wins case against Visa
The 1-4% you mention is the interchange rate. This is collected by the issuing bank, and not Visa. Visa typically receives a separate flat fee per transaction. Although often payment processors will charge the merchant a flat percentage fee which includes the interchange fees, acquiring bank fees, association fees, and the payment processors fees.

Visa Europe (a separate company from Visa USA) would likely have to assume liability for chargebacks in the event that the acquiring bank went out of business without transferring it's Visa business to another bank. I'm not sure if such a situation has ever happened though. In general the liability goes: Merchant -> Payment Processor -> Acquiring Bank -> Visa.