aketchum

The person who wrote this blog also wrote the very popular and famous D3 visualization library for Javascript. It also looks like this is javascript from the code.

Are you sure about this? I believe you would prefer a share value increase of $1 instead of a dividend of $1, as you are taxed on dividends as income (income tax) but stock appreciation is capital gains (lower tax than income tax). This is in the context of American taxes.

you are buying a piece of future cash flows from that company, discounted based on risk of realizing those cash flows

you still have the issue of "junk in, junk out". Being on a block chain does absolutely nothing to ensure that the information on the chain is correct. There isn't really any reason to use a DAO for this vs a standard database.

"The richness of this dataset gives StableLM surprisingly high performance in conversational and coding tasks, despite its small size of 3 to 7 billion parameters (by comparison, GPT-3 has 175 billion parameters)."

So they did not explicitly say it is comparable, but implicitly compared the two. I'm curious to evaluate what "surprisingly high performance" means exactly.

Are they releasing the weights for download? The links to HuggingFace in the readme are giving me 404. This dataset they built on-top of "The Pile" sounds interesting - looking forward to evaluating their claim that 3-7 billion param models can perform on par with 175 billion param GPT-3

It is interesting that there is no direct deposit requirement for this account. Most traditional (Truist, BofA) and competitor banks (Sofi) offer incentives to encourage direct deposit for the end users. I wonder what other strategies Apple will be using to drive deposits in lieu of this.

It is also in Apple's best interest to drive deposits, as most of these agreements end up with the bank (GS) and the provider (Apple) splitting the interest earned. Even if they are currently passing most of the interest to the customer for now, they will want to build up deposits as high as possible so they can lower rates in the future and print money.

congrats on being a pedant! "I write all my production code in the javascript runtime environment called Node.js"

As someone that writes Node as main production language, I will say I am very glad to have been taught my DSA courses in Java. I think a strongly typed language like Java that also requires explicit memory management (if you restrict yourself to using only Arrays) is ideal because you can not ignore things that are abstracted by the language. In python or JS the standard array class is more like ArrayList and it automatically reallocates space when needed. This is hidden from you and you do not realize the additional computations that are occurring and thus you do not learn as well.

where did this come from? The person you are responding to didn't say anything about Soviet workers. Also, having recently visited Cuba, while workers in a Communist society may not worry about layoffs, they still need second jobs in the black market to earn a living wage. I'm far from an expert in the Soviet Union but it seems crazy to use this as an excuse to shill the USSR

what if you had wheels instead of feet? there is zero mechanism for this and tech workers have shown again and again that there is not interest in a professional union.

their entire function is to serve as a "tax-evading dividend". I fail to see why there is a difference besides on tax revenue for a buyback vs a dividend. Can you expand on why they are so bad? Would you be equally unhappy if an equal amount was spent as a dividend instead of buyback?

stock buy backs are a more tax efficient version of a dividend (at least in theory)

If you want to legally move the money you still need to do paperwork and pay fees, as well as the additional slippage from introducing a third currency.

you still have currency risk and exchange rate slippage, but even worse because you are introducing a third currency. Any "innovation" crypto does in cross border payments is skirting regulation which clearly will not scale well. Regulators will just crack down when the market is sufficiently large for their attention.

This seems fine. There are some schools where it is simply not worth allocating your finite amount of recruiting resources. It by no way means that there are not super smart people at those schools, just that the percentage of students that fit your hiring criteria is too low to justify spending time at those institutions.

yeah, VTSAX or other total market index funds

Any true blockchain (Satoshi style) MUST have a token of value. Thats a huge part of Satoshi's innovation! The miners need to be "paid" in a token native to the blockchain, which is what drives the validation mechanism.

Anything else is just an append only Merkle tree, which has found used for 50 years

VIVA Finance | Atlanta, GA (ONSITE M-Th)| Full-Time, Internship | Full-Stack Engineer, Mobile Software Engineer, Back-End Software Engineer, Front-End Software Engineer | https://viva-finance.com/welcome

VIVA Finance is a FinTech Startup focused on building a more inclusive financial system. We offer fair and affordable personal loans to working Americans using an alternative underwriting model that is based on employment--instead of credit history. Our rates are as much as 35 times lower than traditional lenders, which has fueled extremely high customer satisfaction and explosive growth (570% year over year). We are finalizing another VC round and are using this money to continue to invest in scaling our lending platform and launch a bank account product. If you are interested in working for a high-growth startup with a strong commitment to positive social impact, we would love to talk to you!

VIVA’s Engineering team is looking to hire Full-Stack, Back-End, Front-End, and Mobile Software Engineers to help us as we continue to scale. Our website is written with Vue and Tailwind, hosted on AWS. Our backend is written in NodeJs running on AWS Lambda and orchestrated by the Serverless Framework. Our mobile App is built with React Native. We use both NoSQL (DynamoDB) and SQL databases, and use both GraphQL and REST for our internal API Layer. We are looking for people interested in working at all layers of the tech stack. Familiarity with our current stack is nice but in no way a requirement if you have transferable skills and are willing to learn.

If interested in applying or hearing more about the job, reach out to me (Alex, VP of Engineering) with a resume via email: alex@viva-finance.com

I understand what you mean, but I think you chose a terrible example. I will never be in the Olympics, but if I was I would definitely have that on my resume.

It is the same degree as the on campus program.

I just want to point out that Spotify as a position with the title 'Chief Freemium Business Officer'. Is there also a 'Chief Subscription Business Officer'?

VIVA Finance | Atlanta, GA | Full-Time, Internship | Full-Stack Engineer, Back-end Software Engineer, Mobile Software Engineer | https://viva-finance.com

VIVA Finance is a FinTech Startup focused on building a more inclusive financial system. We offer fair and affordable personal loans to working Americans using an alternative underwriting model that is based on employment--instead of credit history. Our rates are as much as 35 times lower than traditional lenders, which has fueled extremely high customer satisfaction and explosive growth (570% year over year). We recently closed our Series A to invest in our team, technology, and marketing to expand our footprint across the country. If you are interested in working for a high-growth startup with a strong commitment to positive social impact, we would love to talk to you!

VIVA’s Engineering team is looking to hire Full-Stack, Back-end, and Mobile Software Engineers to help us as we continue to scale. Our website is written with Vue and Tailwind, hosted on AWS with S3. Our backend is written in NodeJs running on AWS Lambda and orchestrated by the Serverless Framework. We are looking for someone who is interested in working at all layers of the tech stack, be that configuring CSS on the website, adding DevOps functionality to our CICD pipeline, or updating the decision logic for our underwriting model.

If interested in applying or hearing more about the job, reach out to me (Alex, VP of Engineering) with a resume via email: alex@viva-finance.com

VIVA Finance | Atlanta, GA | Full-Time | Full-Stack Engineer, Back-end Software Engineer, Mobile Software Engineer | https://viva-finance.com

VIVA Finance is a FinTech Startup focused on building a more inclusive financial system. We offer fair and affordable personal loans to working Americans using an alternative underwriting model that is based on employment--instead of credit history. Our rates are as much as 35 times lower than traditional lenders, which has fueled extremely high customer satisfaction and explosive growth (570% year over year). We recently our Series A to invest in our team, technology, and marketing to expand our footprint across the country. If you are interested in working for a high-growth startup with a strong commitment to positive social impact, we would love to talk to you!

VIVA’s Engineering team is looking to hire Full-Stack, Back-end, and Mobile Software Engineers to help us as we continue to scale. Our website is written with Vue and Tailwind, hosted on AWS with S3. Our backend is written in NodeJs running on AWS Lambda and orchestrated by the Serverless Framework. We are looking for someone who is interested in working at all layers of the tech stack, be that configuring CSS on the website, adding DevOps functionality to our CICD pipeline, or updating the decision logic for our underwriting model.

If interested in applying or hearing more about the job, reach out to our CEO Jack Markwalter with a resume via email: jack@viva-finance.com

what about blockfi, with similar interest rates but audited by state of new york regularly?

this is southwests philosophy

"golf" is just a euphemism that sometimes literally means golf, but other times means any type of social activity that can be used to build relationships. What did you hope was dying off? There will always be a need for people who have and can form strong relationships with rich people who are looking for new investments.

How do you tell if someone went to Harvard? Don't worry, they'll tell you in the first 30 seconds.

VIVA Finance | Atlanta, GA | Full-Time | Full-Stack Engineer | https://viva-finance.com

VIVA Finance is a FinTech Startup focused on building a more inclusive financial system. We offer fair and affordable personal loans to working Americans using an alternative underwriting model that is based on employment--instead of credit history. Our rates are as much as 35 times lower than traditional lenders, which has fueled extremely high customer satisfaction and explosive growth (800% year over year for Q2). We just closed on a $6.2 million Series A funding round to invest in our team, technology, and marketing to expand our footprint across the country. If you are interested in working for a high-growth startup with a strong commitment to positive social impact, we would love to talk to you!

VIVA’s Engineering team is looking to hire Full-Stack Software Engineers to help us as we continue to scale. Our website is written with Vue and Tailwind, hosted on AWS with S3. Our backend is written in NodeJs running on AWS Lambda and orchestrated by the Serverless Framework. We are looking for someone who is interested in working at all layers of the tech stack, be that configuring CSS on the website, adding DevOps functionality to our CICD pipeline, or updating the decision logic for our underwriting model.

If interested in applying or hearing more about the job, reach out to our CEO Jack Markwalter with a resume via email: jack@viva-finance.com

I think one of the biggest failures of developers is thinking that tech means anything when launching a business. Tech that works is table stakes. If nobody knows about your product then it may as well not exists, from a business perspective. If you want to start a business, the marketing and customer acquisition strategies are as important (if not more important) than the tech. Someone has to make sure your potential customers know your solution exists. It can be the founder or it can be a VP of Growth, but it is a job that must be done or else you may as well not waste your time writing the code in the first place.