RiverStone

Can you provide the source for the 95% figure?

Nicely done!!

Addiction to the job. Look up workaholism.

I imagine it’s common amongst high achiever, type A personalities that may end up in executive roles.

5mg daily Crestor (a very small dose) cut my ApoB in half from ~130 mg/dL to 61. I’ve had no negative side effects.

The decrease is likely just the result of the demographic shift caused by an aging population, as the notes say. Unrelated to the overall health of the economy.

Then who pays? If your argument is that we should socialize the cost of that ambulance ride across all Americans, they won’t go for that. Americans don’t want more taxes, but more importantly, Americans deeply mistrust their fellow citizens, and don’t want to feel like they’re paying for someone else’s life decisions.

America doesn’t have the same kind of social cohesion as most countries. We’re a nation of individualists. The general feeling here (rightly or wrongly) is that healthcare costs are largely driven by your choices in life, and Americans don’t want to feel like they’re on the hook for other people’s bad choices.

There are many people, myself included, who don’t want to be patronized or “protected from ourselves” and prevented from accessing data about our bodies.

An MRI, blood test, continuous glucose monitor, etc. carry essentially no intrinsic risk. It’s ridiculous that we need prescriptions for such things.

What I do or don’t do with that data is my prerogative.

The government does tell you the information it has. Most people don’t realize this and therefore aren’t optimizing their taxes, but it is a trick known by accountants.

Each year, you should file an extension and then wait for your IRS to publish its transcript (in May I believe) that shows all the wage/income and other info the IRS has on you.

You should use a RO or carbon filter even if the government is doing everything right.

Chlorine needs to stay in city water to disinfect all the distribution pipes throughout a city. But at point of use, you should not be drinking/bathing in chlorine or chlorine disinfection byproducts.

Thank you for this post. When I was laid off, a coworker reached out to me via email like how you suggested. He was the only one. That simple email meant a lot to me.

Congrats on the launch! I would have loved this kind of structure as a kid.

This is well intentioned but bad advice.

Studies in behavioral finance are clear that ordinary investors should not invest in individual stocks over indexes. There are too many pitfalls.

Even hedge funds with teams of sector analysts rarely beat the market consistently.

Agree, you also need chlorine in the water to treat the distribution system of pipes to your home. So you need to filter chlorine at point of use anyways.

Instead, you can lose access to your money just because you forgot your secret key.

I like it. It’s quirky and memorable. As you say elsewhere, it’s based on the user time zone and you can “wake up“ the site if needed. Nice idea!

People bring it up because BTC evangelists keep arguing that bitcoin is a game changer for remittances, the unbanked, transactions, etc.

All policy decisions aside… At an individual level (in the US), it’s prudent because over the last 50 years homes have been shown to keep their value and beat inflation. For many people it’s a rare chance to accumulate wealth, especially if there is a bubble forming in their market. Therefore, they have an interest in whether their neighbors make decisions that lower their home value.

You’re missing the point. If the board makes a decision you don’t like, you can vote them out. They are elected officials meant to represent you so that the average homeowner doesn’t have to get into the minutia of contracts or managing common property.

mRNA vaccines are not “gene therapy” in the popular sense of the term. They do not alter your genes in any way.

Calling vaccines gene therapy is like calling milk “pus” or saying you shouldn’t use a microwave because it has “radiation”.

It’s an appeal to an emotional response to a word. It’s one of the most annoying argumentative tactics.

This is only relevant if people aren’t holding their coins on exchanges. Most users are and that concentration will increase as transaction fees are designed to do over the next decade.

If you have decent credit and salary you can buy a home for only 5% down.

With 10-15k saved you can then buy a starter home in a smaller city or maybe outside the metropolitan area of a midsized city.

Could you give some examples of the work you find most useful to outsource to your assistant? Do you have them log into any of your accounts, and if so, how do you handle security/passwords?