41 karma · joined July 14, 2018
Convert your wheat crop to mint?
Commodities are commodities because there is such a huge demand for them. Niche products are not some super easy to get rich with scheme.
If you want to succeed in the mint market, you'd better do you homework, execute perfectly, and get lucky. Just like in the commodities market.
When people want half a beef, they pay cash.
The old style barter systems require scale just like the OP said. That scale no longer exists. Everybody is either too small or too big. If you are small enough that I can barter with you, you don't have enough of what I need. If you are ADP, you don't have a human who can interact with me to execute a trade and you have no interest whatsoever in my goat.
When Apple decides to take away an app I paid for, I have no security to block them. When Apple decides to quit posting security updates, I'm out of luck. When Google reaches in and takes my location data without permission, I can't stop them.
With open software, there's no guarantee I'm more secure. But when some security issue does come to my attention, I'm more likely to have some say in how I respond. Somebody claims to have a more secure or privacy-respecting driver? Strongly recommended by experts I trust? I'll look into it. With Apple, I can't. There is no such alternative.
The ssl lib has known vulnerabilities? Wait for Apple? Or install some shim until there's a fix? Oh wait, on Apple devices, you don't have an option.
Apple is not only closed. It's walled. As the owner I am kept on the wrong side of the wall. And there are parties on the other side of the wall that I don't want to be on that side.
This is a security model that is hard to lose to. If Purism let's me control the wall, I'd say that's a welcome change.
What's that? They don't hold many mortgages? They sell them all upstream? Then why are they foreclosing? But it's a good point that they have such easy access to the secondary market. How about we cut that off, too?
Maybe they are too big to fail overnight. But we can do it in bites. Diminish one piece of their business at a time. Eventually (sooner than you think) they can be trimmed back to a manageable size. But we should start right away. With their track record, each new infraction should result in the death penalty for some piece of their empire.
Then again, we don't need the government to punish them. We just need account holders to close their accounts. If people are not willing to do this, why should the government that represents those people get involved? One reasonable thing that the government could do is require WF to pay the refinance fees for anybody who wants to move their mortgage (or even the servicing of their mortgage) away from WF. Then people can impose a personal penalty on WF without any cost to themselves except the time and effort to go through the process. If we are fed up enough, we could even require WF to buy down the refi to the same interest rate. But that would only benefit recent mortgages who should have known better to begin with.
When you and I sat in front of our monitors to see what others were doing, some people took inventory of their resources and offered whatever they could in the chance that it might be useful. They were willing for it to be thrown away if it wasn't useful.
I'm not here to apologise for Musk. I'm here to praise everyone who donated food, tanks, hoses, pumps, skeds, submarines, money, housing, or their life. Thank you.