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I got mail from Experian containing an access code to activate "my" account. Apparently, this guy failed the standard credit report info test so they sent postal mail to the address on file to ensure he was legit. He wasn't of course, so I got the postal mail.

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Glad he failed. I have had my identity stolen several times including fraudsters trying to file bogus state and federal tax returns. I cannot complain too much; all that I learned from that got me into the identity business.

Thankfully in my case, the fraudster failed the knowledge-based authentication questions that the bank asked when he attempted to change my address and have a new card issued. I suspect that is what happened in your case too.

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