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That wife and kids might just want to have a viewing. That'll cost money. Cremation isn't cheap, either: https://news.ycombinator.com/item?id=7393011

$20k actually sounds low to me, last time I looked into a burial situation.

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My family, including my wife, children, mother, grandmother, and extended family would benefit from a public viewing. Cremation is something we've considered but would like to avoid but we have made a final decision on which way we will go because we don't have the finances in place to make that decision yet. And yes, $20k is about as cheap as I could manage to get it with the research I did given that this would be an out-of-state burial requiring my body be transported across state lines. I've done my research and worked to keep costs as low as possible because that's just part of me trying to give everyone what they want and deserve without creating additional burden on anyone if I can. This isn't an easy decision and my wife are still discussing it because it isn't easy. None of this has been easy.

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