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Having dealt with both Braintree and Stripe as a merchant

Braintree's business is not worth anything, they are neither innovative nor streamlined nor work as well as Stripe

Braintree has a major advantage over Stripe: their terms of service. Did you actually read through all the prohibited businesses[1] in Stripe's ToS? Most of them are common-sense bad, but some of the descriptions are very general, and there are 56 of them.

Are you sure your business isn't providing "personal computer technical support"? Offering any "extended warranties" with goods your business is selling? Maintaining "quasi-cash or stored value"? Or maybe one your web site's users posted "sexually-oriented or pornographic products or services"? Stripe prohibits accepting payments "in connection" with those things.

[1] https://stripe.com/us/terms#prohibited-businesses

Yes I did, I wasted time with braintree who didnt accept my hosting business (7 year company is high risk apparently) while stripe has no problems

actually looking at that list all card processors prohibit whats on that list, for example 2co one is very similar, and i doubt braintree would allow anything on it either

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