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Comment by TeeWEE | Hacker News Reader

Fun to see stripe in europe, however in europe almost nobody pays by card, or let alone: even owns a credit card.

We pay by baking systems such as Ideal (in the netherlands).

That really depends on the country, Europe is not homogenic like that. Here in the UK everyone has a debit card and almost everyone has a credit card and people use them to pay online a lot. In France paying with your Carte Bleue online is also pretty standard. Online debit/credit card payments are fairly common is Eastern Europe as well. I could go on.

Well, this statement is wrong. In France, at least, virtually everybody has a debit card and we use cards all the time.

However, closer to the point, Germans are known to use cash a lot, so it's interesting that Stripe launch there.

In Scandinavia you use the card for everything so not sure what you're talking about.

While that was true some years ago, right now, in Germany almost everyone I know has a credit card, too. Some popular banks like the DKB hand it to you with no additional cost, perhaps to incentivize the usage of cards away from cash, which is still very prevalent.

You should read this: http://soimovedhere.wordpress.com/2013/03/04/stop-generalizi...

In Germany, mine and most of my friends' favorite is Sofort Überweisung[1]

[1]: https://www.sofort.com/eng-DE/

Debit cards are quite prevalent here, rather than Credit i'd say.

Actually most people speak about credit card when they actually mean a debit one.

We refer to a "bank card" when we mean debit and "credit card" when we mean credit. YMMV :-)

I agree, in a similar vein I still call my debit card my "switch" out of habit.

In Europe, you can't generalise.

The countries that make up Europe are extremely diverse.

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