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I can picture it now :D

Me: "This isn't what I ordered."

Cashier: "It's what you ordered last time. We went ahead and made it for you. And we also charged your account. Aren't you delighted?"

Me: "But I just wanted a coffee. Now my account is overdrawn, and you just cost me a $35 overdraft fee."

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Of course the decision point still needs to be maintained - that is, the human should retain the trigger on a predictive transaction unless they explicitly give it up, such as in recurring payments or that XKCD $1 bid bot! :-P

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