In general only the thread calling fork() gets forked, so unless you call exec() soon after, there are a lot of complications with signals, shared memory.
Conceptually fork "just" noncooperatively preempts and kills all other threads. Use accordingly. Yes it's a giant footgun but then so is all low level "unmanaged" concurrency.
An imperfect solution is to require every mutex created to be accompanied by some pthread_atfork, but libraries don’t do that unless forking is specifically requested. In other words, if you don’t control the library you can’t fork.