My 64GB MacBook Pro sits around that level after using it for a while, too. So do my Windows and Linux machines even with different amounts of RAM.
There's a popular page explaining it for Linux, but it's applicable to every OS: https://www.linuxatemyram.com/
Isolated RAM usage numbers aren't useful because spare memory is used for caching. Even if you are using 88% of the RAM, that's not indicative of a problem unless you're encountering a lot of swapping. Even swapping a little bit isn't bad if it's not stalling the machine out. You have to look at actual performance, not RAM usage percentages.