Considering the electric code has an 80% rule for loads, anyone assuming they can use 100% of what is on a label probably should not be doing electrical work.
Typical house wiring is required to handle 600v due to voltage transients and wear and tear.
So any component rated to 240V dc will fail immediately on AC, and even 400-500V DC is not a good idea.
I guess there is a reason there is a whole category of engineers for this kind of thing.
And even for amps where you see that 80% rule, that's for keeping the load smaller than the supply. Solar panels aren't a load and don't work that way.