For a query like "credit card", those non-organic results seem much more, if not just as, relevant than the organic results. Why do people assume that if it's an ad that it must be non-relevant? Advertisers wouldn't be advertising on these keywords unless they were converting a good percentage of users ... that means a good percentage of users are finding those links relevant.
I don't use AdBlock, don't really see the reason to as I find most of the search ads to be relevant whenever I'm searching for a term that actually shows search ads (which isn't really that often). Hate for search ads just because they are ads is kind of an odd imo ...