my version from about a year ago
https://lh4.googleusercontent.com/-CZONTO-54lo/Tno6O3aK56I/A...
I don't use AdBlock, don't really see the reason to as I find most of the search ads to be relevant whenever I'm searching for a term that actually shows search ads (which isn't really that often). Hate for search ads just because they are ads is kind of an odd imo ...
That's almost certainly on purpose to get better ad click ratio. Google manually inspects all major keywords, you can bet "credit cards," "mortgage" and "insurance" are tweaked and tweaked to Google's specification. Showing "bofa.com" when searching for mortgage isn't that useful to the average user, so people click on ads.