The second issue is our lack of universal, affordable healthcare (and other basic safety nets). If you are injured and don’t want to go bankrupt, you have to sue to pay for your treatment, loss of income, etc.
The result is that we have lawsuits constantly all the time for everything. Not only does it clog up the courts, but it also helps the powerful to outspend “the little guy” to avoid accountability. Fighting a government regulatory body with actual powers and authorities is much harder to outspend/outlast than some random person one lawyer working on contingency.
And that doesn’t even get into how corporations have been pushing “tort reform” to neuter how much they can be sued for, therefore the amount they can be punished for wrongdoing. As well as their decades long propaganda campaign to paint tort lawsuits as frivolous, baseless, shameless cash grabs by greedy people attacking the poor helpless business.