The problem in your example is threefold:

1) what are my rights, I.e. Against what constraints was the algorithm implemented?

2) "we have decided": who is "we", it's actually good that a particular entity is responsible for the output of the algorithm, computers can't be responsible for things.

3) is there appeal or human review?

If a bad algorithm is part of some process that affects me I'm going to ask what my rights are, who's responsible and where I can appeal, not the specifics of the algorithm.