I was an early engineer at Plaid and I think it's an interesting parallel, financial data aggregators used to use more of a screenscraping model of integration but over the past 5+ years, it's moved almost fully to OAuth integrations. would expect the adoption curve here to be much steeper than that, banks are notoriously slow so would expect tech companies to move even more quickly towards OAuth and APIs for agents.
another dimension of this, is that it's quite easy to block ai agents screenscraping, we're able to identify with almost 100% accuracy open ai's operator, anthropic's computer use api, browswerbase, etc. so some sites might choose to block agents from screenscraping and require the API path.
all of this is still early too, so excited to see how things develop!