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Anyone that makes $21,000 a year is making too much to get Medicaid. This not-so-wealthy person's insurance is almost free, but they are required to pay for all medical expenses up to their out of pocket maximum, which is typically around $15,000. Also bear in mind that Medicaid has opportunities to place a lien if there's any hope of recouping the medical expenses.

I think there's still room for improvement.

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Is $21,000 not enough for medical expenses? What are they spending that money on?

Housing? Move somewhere cheaper. Groceries? Shop smarter. If it's not enough money, train for a better career that allows you the salary and better insurance to pay for the healthcare you need. This is how capitalism works.

You are very fortunate if you've never witnessed the suffering of those who are less blessed with mental soundness, intelligence, or health.

That's why we've created social safety nets, because sometimes pure capitalism simply isn't worth the human suffering it costs. I wish everyone could have your degree of success. Believe it or not, pretty much everyone wants it.

And just so you know, it's $21,000 in Washington State, #4 most expensive state for housing. It's less or more restrictive in many other states.

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