This. All the socialists and collectivists complain all day that healthcare is too expensive, even though the government literally pays for it if you're poor enough that it matters.
I think there's still room for improvement.
Housing? Move somewhere cheaper. Groceries? Shop smarter. If it's not enough money, train for a better career that allows you the salary and better insurance to pay for the healthcare you need. This is how capitalism works.
That's why we've created social safety nets, because sometimes pure capitalism simply isn't worth the human suffering it costs. I wish everyone could have your degree of success. Believe it or not, pretty much everyone wants it.
And just so you know, it's $21,000 in Washington State, #4 most expensive state for housing. It's less or more restrictive in many other states.