> If they aren’t it’s 100% their problem.
It's your problem too if you stop for a yellow and they don't. They may be 100% at fault, but you're delayed at best, at worst may be injured and may not have a driveable car, and they may not carry insurance, so you may have a large, uncompensated loss.
By 'unlikely to stop', I really mean 'unlikely to stop without striking your vehicle if you were to stop', so things like following too closely, clearly not paying attention (which is hard to tell in a quick glance, but maybe you noticed their lack of attention before and haven't had time or space to make space), has a large vehicle that needs more room to stop, etc. I likely wouldn't stop on a fresh yellow if there was a trash truck following me closely, for example. Even at the extreme where I end up running a fresh red, it's more likely a better result than getting rear ended by a vehicle that's around 10x the weight of mine.