I'm not a fan of neither but nobody forced people to use microsoft or crowd strike products?
If Microsoft wants to keep that cash making machine it should fulfill some minimum guarantees and feel consequences if their choices lead to damages.
I'd like to see you driving a car, flying a plane or riding a train that was built with your "no guarantees"-mindset. Aren't the benefits of modern society that we can bite into a piece of food from the supermarket without dying because we didn't research the exact places where it was made? This is only possible with standards and checks.
If rotten food was served to you, is that on you for ordering it?
Why would you think like this?
Microsoft: Nobody forced you to use our product